Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only and open-world, so the safety profile is covered. The description adds conditional behavior ('If yes') and specifies the returned fields (DIČ, financial office, transparent bank accounts), which is valuable beyond annotations. No contradiction.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.