Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description goes beyond the annotations by disclosing the fetch-and-host behavior, the returned asset_url, and the exact limits (5 assets, 100 MB total, 50 MB per file) plus the recommended fallback action (tell user to open project and sign in). This adds substantial context beyond the schema and annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.