Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, and closed-world behavior. The description adds useful behavioral context beyond that: matching is case-insensitive and results are capped at the top 10 matches, which helps set expectations for result volume and matching semantics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.