Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, closed-world behavior. The description adds genuinely new context beyond that: an auth scope requirement and a plan-gated ordering rule (scoring for Pro+, fecha de fin otherwise). That material behavioral detail is exactly what annotations cannot convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.