Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, closed-world behavior. The description adds important behavioral detail beyond annotations: authentication/plan gating for premium fields and a specific fallback response ('locked' with 'upgradeUrl') when content is restricted.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.