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FDIC BankFind

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Bank financials, branch locations, deposit data, and failure history from FDIC

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Status
Healthy
Uptime
100.0% over the last 24 hours
Last Tested
Transport
Streamable HTTP · MCP 2025-11-25
URL
ChatGPT
–
Claude
–

TDQS

A4/5.0

Scored across 5 tools

Disambiguation4/5

Each tool has a distinct target: failures, county branches, institution detail, institution branches, and institution search. The two branch tools (get_county_branches vs get_institution_branches) share a subject and could momentarily be confused, but the description scoping by geography vs institution disambiguates them.

Naming Consistency5/5

All tools use snake_case with a consistent verb_noun pattern (get_bank_failures, get_county_branches, get_institution, get_institution_branches, search_institutions). The single search_ verb alongside get_ is idiomatic and still fully predictable.

Tool Count4/5

Five tools is lean but reasonable for a read-only data API focused on institution lookup, branch data, and failures. It covers the main FDIC access patterns without bloat, though it is on the thin side for a full data domain.

Completeness4/5

Core read workflows are covered: search, institution detail, branch data by institution and county, and failure history. Gaps exist around historical/financial time-series and location-based searches, but for a read-only reference API the surface is largely complete with no dead ends.

Available Tools

5 tools
get_bank_failuresAInspect

Get recent bank failures from FDIC records.

Returns details of failed FDIC-insured institutions including failure
date, resolution type, estimated cost, and pre-failure assets.

Args:
    state: Two-letter state abbreviation to filter by (e.g. 'CA').
    start_year: Only return failures from this year onward (e.g. 2020).

Inputs: state, start_year. Returns: result

get_county_branchesAInspect

Get all bank branches in a county ranked by deposits.

Returns branch-level deposit data from the Summary of Deposits (SOD)
for all institutions in the specified county.

Args:
    state_fips: Two-digit state FIPS code (e.g. '06' for California).
    county_fips: Three-digit county FIPS code (e.g. '037' for Los Angeles).

Inputs: state_fips (required), county_fips (required). Returns: result

get_institutionAInspect

Get detailed financial information for a specific FDIC-insured institution.

Returns Call Report data for the most recent reporting period (2024-06-30)
including assets, deposits, income, classification, and regulator.

Args:
    cert: FDIC certificate number uniquely identifying the institution.

Inputs: cert (required). Returns: result

get_institution_branchesAInspect

Get all branch locations for an FDIC-insured institution.

Returns branch-level data from the Summary of Deposits (SOD) including
addresses, deposit amounts, branch type, and coordinates.

Args:
    cert: FDIC certificate number uniquely identifying the institution.

Inputs: cert (required). Returns: result

search_institutionsAInspect

Search FDIC-insured financial institutions by name.

Returns matching banks with key financial data from the most recent
Call Report (2024-06-30), sorted by total assets descending.

Args:
    search: Institution name or partial name to search for.
    limit: Maximum number of results to return (default 10, max 100).

Inputs: search (required), limit. Returns: result

Tool Schema Changelog

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