Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety/side-effect profile is covered. The description usefully adds that this is reference data and never personal genotypes — an important scoping disclosure not encoded in annotations — but says nothing about lookup failures (unknown rsID), latency, or caching behavior. An output schema exists, so return shape need not be covered; a 3 reflects the modest additional context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.