personal

Split monthly income into needs/wants/savings buckets with weekly equivalents. FREE.

Defaults to the 50/30/20 rule, fully customizable. Typical input {"monthly_income": 4000} returns {"needs": {"pct": 50, "monthly": 2000.0, "weekly": 461.54}, "wants": {...}, "savings": {...}, "note": "..."}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "monthly_income must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Count the days until each named event, soonest first. FREE.

Typical input {"events": {"Launch": "2026-10-01", "Trip": "2026-09-05"}} returns {"today": "YYYY-MM-DD", "events": [{"event": "Trip", "date": "2026-09-05", "days_away": 20}, ...]}; a bad date gets a per-event error entry instead of failing the whole call. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Load a product's free gateway skill with its complete instructions. FREE.

Typical input {"slug": "inbox-assistant"} returns {"slug": ..., "skill": "", "instructions": ""}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "unknown slug ''. Use list_products."}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Load one product in full: its persona plus every paid skill. PREMIUM (license).

Typical input {"slug": "inbox-assistant"} returns {"slug": ..., "name": ..., "persona": "", "skills": [{"name": ..., "instructions": ...}, ...], "free_skill": {...}}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "unknown slug ''"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Load one paid skill's complete instructions from a product. PREMIUM (license).

Typical input {"slug": "inbox-assistant", "skill_name": "Zero Sweep"} returns {"slug": ..., "skill": ..., "instructions": ""}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "unknown slug ''"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

List every product in the Personal Suite line with its included skills. FREE.

Takes no arguments. Returns a list of 20 product objects, each {"slug": "inbox-assistant", "name": ..., "tagline": ..., "skills": ["Skill A", ...], "free_skill": "Gateway Skill Name"}. Use the returned slug values with get_free_skill, get_full_product, or get_full_skill. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""}. Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Compute months to reach a savings target at a monthly contribution. FREE.

Optionally compounds interest monthly. Administrative math only — not financial advice. Typical input {"target": 10000, "monthly_saving": 400, "annual_rate_pct": 4} returns {"months": 24, "years": 2.0, "final_balance": 10021.94, "interest_earned": 421.94, "note": "..."}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "target and monthly_saving must be > 0"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Build a spaced-repetition review schedule with expanding intervals. FREE.

Intervals follow 1, 3, 7, 14, 30, 60, 120, 240 days. Typical input {"start_date": "2026-09-01", "sessions": 4} returns {"start": "2026-09-01", "reviews": [{"session": 1, "day_offset": 1, "date": "2026-09-02"}, ...]}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "start_date must be YYYY-MM-DD"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.

Compute the tip and per-person split for a bill. FREE.

Typical input {"bill": 86.40, "tip_pct": 20, "people": 4} returns {"tip": 17.28, "total": 103.68, "per_person": 25.92}. Errors: on invalid, missing, or malformed input this tool never raises a protocol error — it returns {"error": ""} (for example {"error": "bill must be > 0 and people >= 1"}). Every call is read-only and idempotent, so after correcting the input it is always safe to retry.