Skip to main content
Glama

IncredibleFi — Personal Loan Marketplace

Server Details

AI-powered loan marketplace. Match users with 100+ lenders — any credit score or employment status.

Status
Healthy
Last Tested
Transport
Streamable HTTP
URL

See and control every tool call

Log every tool call with full inputs and outputs
Control which tools are enabled per connector
Manage credentials once, use from any MCP client
Monitor uptime and get alerted when servers go down

Available Tools

3 tools
get_loan_application_fieldsInspect

Get the loan application form fields, their types, allowed values, and validation rules. Call this first to understand what information is needed to submit a loan application.

ParametersJSON Schema
NameRequiredDescriptionDefault

No parameters

submit_additional_informationInspect

Submit additional information for a loan application that previously returned "additional_information_needed". Requires the application_reference token from that response.

ParametersJSON Schema
NameRequiredDescriptionDefault
nextPayDateYesYour next pay date Format: YYYY-MM-DD. The date your next paycheck will be deposited. Must be today or within the next 31 days.
ownsVehicleYesWhether you own a car, truck, or other vehicle — and whether it is paid off or financed. Natural language and synonyms are accepted. Options: Yes - paid off, Yes - making payments, No
employerNameYesEmployer name Name of your current employer or business. For verification only — your employer will not be contacted.
licenseStateNoState that issued your driver's license Two-letter state abbreviation (e.g. CA, TX). Required if you have a driver's license.
accountNumberYesBank account number Your checking account number — found on a check or in your banking app. 4-25 digits. Used to deposit funds if matched.
employerPhoneYesEmployer phone number 10-digit phone number for your employer. For verification only — your employer will not be contacted.
licenseNumberNoDriver's license number 4-25 alphanumeric characters as printed on your license. Required if you have a driver's license.
routingNumberYesBank routing number 9-digit ABA routing number for your checking account — found at the bottom left of a check or in your banking app. Used to deposit funds if matched.
hasDriverLicenseYesFinal identity check — one last step to see your offers. Natural language and synonyms are accepted. Options: Yes, No
application_referenceYesReference token from the previous submit_loan_application response
submit_loan_applicationInspect

CONSENT REQUIRED BEFORE CALLING THIS TOOL. Before submitting a loan application, you MUST display the following disclosure to the user verbatim and obtain their explicit agreement (e.g. they say "I agree", "I consent", or "Yes"). Do NOT call this tool until the user has explicitly agreed.

DISCLOSURE: "By submitting this application, you: (1) consent to and agree with IncredibleFi's Terms of Service, Privacy Policy, Credit Authorization Agreement, E-Consent, Arbitration Notice, Advertiser Disclosure, and Personal Loan Notice; (2) certify that all information herein is true and complete; (3) provide written instructions under the Fair Credit Reporting Act for Acqscale, Inc and its Marketplace Partners with whom Acqscale, Inc connects you to obtain your consumer credit report from contracted Credit Bureau(s) associated with your pre-qualification for credit inquiry; (4) understand your information will be presented to a network of lenders and/or lending partners who will review and verify your information to determine if you may qualify for a loan, and that lenders and financial service providers may share your personal information including approval and funded status; and (5) provide express consent to recurring communication at the telephone number provided by Acqscale, Inc. and its Marketing Partners. Consent is not required to purchase any goods or services."

Once the user has explicitly agreed, set tcpaConsent to true and submit the application. This tool always returns a URL for the user: either a direct lender match or curated loan options. May return "additional_information_needed" with extra fields to improve matching.

ParametersJSON Schema
NameRequiredDescriptionDefault
cityYesCity City of your current mailing address.
emailYesEmail address Your email address. Kept private and secure — used to send your loan match results.
phoneYesPhone number 10-digit US mobile or home phone number. Cannot start with 0 or 1.
stateYesState Two-letter US state abbreviation (e.g. CA, TX, NY, FL).
zipCodeYesZIP code 5-digit US ZIP code for your mailing address.
lastNameYesLast name Legal last name — required to verify your identity. 2-30 letters only.
firstNameYesFirst name Legal first name — required to verify your identity. 2-30 letters only.
totalDebtYesTotal outstanding unsecured debt (credit cards, personal loans, medical bills, etc.) — not including mortgage or auto loans. An estimate is fine. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: $20,000 or More, $15,000 - $20,000, $10,000 - $15,000, $5,000 - $10,000, $3,000 - $5,000, $2,000 - $3,000, $1,000 - $2,000, None
loanAmountYesAmount in US dollars between $100 and $40,000. We'll find the best options for you based on this amount. Minimum: $100 Maximum: $40000
creditScoreYesAll credit scores are welcome — including no credit history. This helps us match you with the right lenders. Checking does not impact your score. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Excellent (720+), Good (660-719), Fair (600-659), Poor (Under 600), No credit or not sure
dateOfBirthYesDate of birth Format: YYYY-MM-DD. Must be 18 or older. Required to verify your identity.
loanPurposeYesChoose the option that best describes the primary reason for the loan. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Debt Consolidation, Credit Card Payoff, Emergency Expenses, Major Purchases, Home Improvement, Education, Travel, Medical Expense, Car Purchase, Business, Other
tcpaConsentYesSet to true ONLY after you have displayed the full TCPA/consent disclosure to the user verbatim and the user has explicitly agreed (e.g. said "I agree" or "I consent"). Never set this to true without explicit user agreement.
directDepositYesWhether your income is automatically deposited into your bank account by your employer or benefits provider. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Yes, No
homeOwnershipYesYour current housing situation. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Own, Rent
monthlyIncomeYesYour take-home pay after taxes, per month. An estimate is fine — this helps match you with lenders who fit your income level. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: $10,000 or More, $9,000 - $10,000, $8,000 - $9,000, $7,000 - $8,000, $6,000 - $7,000, $5,000 - $6,000, $4,000 - $5,000, $3,000 - $4,000, $2,500 - $3,000, $2,000 - $2,500, $1,500 - $2,000, Below $1,500
streetAddressYesStreet address Your current US mailing address — for verification only. Example: 123 Main St
employmentStatusYesChoose what best applies. All employment types are accepted including benefits recipients and military. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Employed, Self-employed, Unemployed, Active-duty military
paymentFrequencyYesYour pay schedule — how often income is deposited into your account. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Monthly, Twice a month, Bi-weekly, Weekly
hasCheckingAccountYesA checking account is typically required for loan deposit. Savings accounts do not qualify. Natural language and synonyms are accepted (e.g. "fair", "consolidate debt", "biweekly", "4500"). Options: Yes, No
socialSecurityNumberYesSocial Security Number 9-digit SSN with no dashes (e.g. 123456789). For identity verification only — does not impact your credit score. Transmitted with bank-level encryption.

Verify Ownership

Claim this connector by publishing a /.well-known/glama.json file on your server's domain with the following structure:

{
  "$schema": "https://glama.ai/mcp/schemas/connector.json",
  "maintainers": [
    {
      "email": "your-email@example.com"
    }
  ]
}

The email address must match the email associated with your Glama account. Once verified, the connector will appear as claimed by you.

Last verification attempt failed.

Sign in to verify ownership

Discussions

No comments yet. Be the first to start the discussion!

Try in Browser

Your Connectors

Sign in to create a connector for this server.