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Married Filing Jointly vs Separately

best_filing_status
Read-onlyIdempotent

Married Filing Jointly vs Separately — Compares Married Filing Jointly vs Separately for a couple and says which keeps more, including lost credits. Returns a one-line verdict plus a link to the full interactive page with the numbers pre-filled. Accepts only numbers and enums.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
yearNoTax year, e.g. 2026. Omit to use the current tax year.
spouseAYes
spouseBYes
otherDependentsNoA non-negative number (US dollars unless the field name says otherwise).
investmentIncomeNoA non-negative number (US dollars unless the field name says otherwise).
qualifyingChildrenNoA non-negative number (US dollars unless the field name says otherwise).
hasChildcareExpensesNotrue or false.

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already indicate read-only and idempotent behavior. The description adds value by specifying the output format (one-line verdict + link) and stating input constraints (numbers and enums). No contradiction with annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences, front-loading the core purpose and output, with a concise constraint. Every sentence is necessary and no waste.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a tool with 7 parameters, nested objects, and no output schema, the description sufficiently explains the comparison logic and result format. It mentions lost credits and the link, which are important context. Minor lack of detail on the verdict format is acceptable.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 71% with descriptions for most parameters. The description adds little beyond the schema; the statement 'Accepts only numbers and enums' is slightly misleading as there are boolean and object parameters. Overall, parameter meaning is adequately covered by the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool compares Married Filing Jointly vs Separately and returns which keeps more, with specifics like lost credits and a one-line verdict plus link. It is distinct from sibling tools which cover other financial comparisons.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies use for choosing filing status but lacks explicit guidance on when to use vs alternatives or when not to use it. No exclusions or sibling comparisons are mentioned.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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TDQS

A3.7/5.0
Disambiguation5/5

Each tool targets a distinct financial decision (filing status, freelancer rate, job offer, raise/bonus, Roth vs Traditional), with no overlap in purpose.

Naming Consistency5/5

All tool names follow a consistent pattern of descriptive snake_case phrases, clearly indicating the decision type.

Tool Count4/5

Five tools is a reasonable number for a decision-support server, covering common personal finance scenarios without being excessive or too thin.

Completeness3/5

While core decisions are covered, there are notable gaps such as mortgage vs. rent, debt payoff strategies, or investment comparisons, which limit completeness for the full domain.

Resources