Cinderfi — Retirement Planning

Each tool has a clearly distinct purpose with no significant overlap. For example, calculate_cpp_timing focuses on CPP/OAS timing comparisons, calculate_gis on GIS benefits, and simulate_purchase on spending impact analysis. The descriptions are detailed and specific, making it easy for an agent to differentiate between tools like run_projection (full projection) and run_full_analysis (comprehensive analysis with insights).

Tool names follow a highly consistent verb_noun pattern throughout, using snake_case uniformly. All tools start with a descriptive verb (e.g., calculate_, compare_, run_, simulate_, optimize_) followed by a specific noun or phrase, such as calculate_cpp_timing, compare_scenarios, run_monte_carlo, and simulate_windfall. This predictability enhances readability and usability for agents.

With 19 tools, the set is well-scoped for the retirement planning domain, covering a comprehensive range of calculations, simulations, optimizations, and analyses. Each tool serves a distinct and valuable function, from basic benefit calculations to advanced Monte Carlo simulations, without feeling excessive or thin. The count aligns well with the complexity and breadth of retirement planning needs.

The tool surface provides complete coverage for retirement planning, including CRUD-like operations (e.g., calculate benefits, run projections), scenario comparisons, optimizations, simulations, and data mapping. It supports both Canadian and U.S. contexts, handles various financial strategies, and offers insights and backtesting. There are no apparent gaps; agents can perform end-to-end retirement analysis and planning without dead ends.