New Zealand Payments (Stripe — cards / Apple Pay)
Server Details
New Zealand payments for AI agents — cards / Apple Pay via Stripe. Never holds funds.
- Status
- Unhealthy
- Last Tested
- Transport
- Streamable HTTP
- URL
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Tool Definition Quality
Average 4.4/5 across 6 of 6 tools scored.
Each tool targets a distinct operation—payment link creation, subscription link creation, querying payment status, querying subscription, canceling subscription, and refunding payment—with no functional overlap.
All tool names follow a consistent verb_noun pattern in snake_case (e.g., create_payment_link, query_subscription), making the interface predictable.
Six tools cover the essential operations for a payment/subscription service without being excessive or insufficient for the stated domain.
The set covers creation, querying, cancellation, and refunding for both payments and subscriptions. Missing update subscription (e.g., change plan) is a minor gap but core workflows are supported.
Available Tools
6 toolscancel_subscriptionADestructiveIdempotentInspect
Cancel a subscription. By default the subscription stays active until the end of the current paid period (fair to the buyer); pass immediate=true to cancel right now.
| Name | Required | Description | Default |
|---|---|---|---|
| id | Yes | session_id (cs_...) or subscription_id (sub_...) | |
| immediate | No | true = cancel immediately. Default false = cancel at period end. |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations indicate destructiveHint=true, and the description adds that by default the subscription remains active until period end unless immediate=true, providing transparency beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Two sentences with no wasted words; the main action is front-loaded, and the key option is explained concisely.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given no output schema, the description adequately explains the outcome (active until period end or immediate cancellation) and parameter effects.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, but the description adds meaning to the immediate parameter by explaining its effect, and clarifies that id accepts session_id or subscription_id.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states 'Cancel a subscription' and distinguishes between immediate and end-of-period cancellation, which differentiates it from sibling tools like refund_payment or query_subscription.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description explains when to use immediate=true vs the default, and mentions fairness to the buyer, providing context for usage. It does not explicitly exclude alternatives but is sufficient.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
create_payment_linkAInspect
Create a payment link in NZD for New Zealand via Stripe (Checkout Sessions). Buyer pays with cards, Apple Pay / Google Pay — whatever is enabled on the Stripe account. Returns a hosted checkout URL the buyer opens to pay — payment completes automatically, no confirm step. Bring your own credentials via HTTP header (x-stripe-secret-key; free test credentials from dashboard.stripe.com never move real money). Money always flows buyer→Stripe→merchant; this service never touches funds. Optional: issue_invoice=true auto-creates a VAT-ready invoice (PDF + hosted page, emailed to the buyer) after payment; collect_tax_id=true collects the buyer's business tax ID (e.g. EU VAT number) at checkout and puts it on the invoice.
| Name | Required | Description | Default |
|---|---|---|---|
| amount_nzd | Yes | Amount in NZD (decimals allowed), e.g. 5.0. Minimum 0.5. | |
| description | Yes | What this payment is for (shown to the buyer, ≤200 chars) | |
| success_url | No | Optional https URL to send the buyer to after payment. | |
| issue_invoice | No | true = Stripe automatically creates and emails a post-payment invoice (PDF + hosted invoice page). Ideal for B2B / VAT bookkeeping. Note: Stripe charges a small Invoicing fee per invoice issued. | |
| collect_tax_id | No | true = ask the buyer for their business tax ID (e.g. EU VAT number) on the checkout page; it appears on the invoice. Combine with issue_invoice for a VAT-compliant receipt. | |
| customer_email | No | Optional buyer email. |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate read-only? No, readOnlyHint=false means it's a write operation. The description adds critical behavioral details: money flows from buyer to merchant via Stripe (service never touches funds), optional invoice and tax ID features, and automatic payment completion. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single paragraph with good front-loading of the main purpose, but it is somewhat verbose and could be more concise. Some sentences repeat information (e.g., payment flow) that could be merged.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given no output schema, the description explains the return value (hosted checkout URL) and the overall flow. It covers credential requirements, optional invoice/tax features, and currency/region constraints. Missing potential error scenarios or response examples, but still adequate.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
All 6 parameters have descriptions in the input schema (100% coverage). The description itself doesn't add new parameter-level details beyond what's in the schema, but it does explain the optional features (issue_invoice, collect_tax_id) in more context. Baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description specifies the action (create), the resource (payment link), the currency (NZD), region (New Zealand), and payment gateway (Stripe Checkout Sessions). It clearly distinguishes from sibling tools like create_subscription_link and refund_payment.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description provides context for when to use this tool (one-time payments, automatic completion) and how to provide credentials. It doesn't explicitly state when not to use it or mention alternatives, but the sibling tools cover different use cases.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
create_subscription_linkAInspect
Create a recurring subscription checkout link (monthly/yearly/weekly billing) via Stripe. The buyer opens the URL, enters their card once, and is then charged automatically every period until canceled. Amount is per billing period in the local currency major unit. Respects the same owner policy guardrails as payments (the per-period amount is checked before anything is created).
| Name | Required | Description | Default |
|---|---|---|---|
| interval | No | Billing period. Default "month". | |
| amount_nzd | Yes | Amount charged per billing period (local currency major unit) | |
| description | Yes | What the subscription is for (shown to the buyer, <=200 chars) | |
| success_url | No | Optional https URL to send the buyer to after subscribing. | |
| customer_email | No | Optional buyer email (pre-filled at checkout; receipt goes there). |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond annotations, it explains the checkout flow (buyer enters card once, automatic charging) and references owner policy checks, providing essential behavioral context for an agent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Three sentences front-load key purpose and behavior, with no redundant or extraneous detail.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given no output schema, the description fully explains the tool's operation, outcome, and constraints, making it self-contained for agent invocation.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, but description adds clarity by stating amount is per billing period in major currency and implying default interval is month, enhancing understanding of parameter semantics.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states it creates a recurring subscription checkout link via Stripe, distinguishing from one-time payment tools by specifying 'monthly/yearly/weekly billing' and automatic recurring charges.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description implies when to use (recurring subscriptions) and mentions owner policy guardrails, but lacks explicit guidance on when not to use or alternatives beyond the sibling context.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
query_payment_statusARead-onlyInspect
Check whether a New Zealand payment (created by create_payment_link) has been paid. Queries Stripe directly — pull-based, no webhook needed. paid=true when status is PAID. If the payment was created with issue_invoice=true, the result also includes invoice_url and invoice_pdf once paid.
| Name | Required | Description | Default |
|---|---|---|---|
| session_id | Yes | The session_id returned by create_payment_link |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnlyHint and openWorldHint; the description adds transparency by stating it queries Stripe directly, no webhook needed, and explains return conditions (paid=true, optional invoice fields). No contradictions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Three efficient sentences deliver purpose, method, and key conditions without redundancy. Every sentence adds value.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a simple query tool with one parameter and no output schema, the description adequately covers behavior and return values. However, it lacks mention of error handling or invalid session_id cases, which could be helpful.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% and the schema already describes the single parameter session_id. The description adds no additional meaning beyond what the schema provides, so baseline of 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the tool checks payment status for New Zealand payments created by create_payment_link, specifying the pull-based query method and result conditions, effectively distinguishing it from sibling tools like create_payment_link or refund_payment.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description conveys when to use (after creating a payment link to check status) and provides context about pull-based vs webhook, but does not explicitly state when not to use or compare with alternatives.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
query_subscriptionARead-onlyInspect
Check a subscription created by create_subscription_link. Accepts the session_id (cs_...) or subscription_id (sub_...). active=true when the subscription is ACTIVE or TRIALING; NOT_SUBSCRIBED_YET means the buyer has not completed checkout.
| Name | Required | Description | Default |
|---|---|---|---|
| id | Yes | session_id (cs_...) returned by create_subscription_link, or subscription_id (sub_...) |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description explains the key behavior: 'active=true when the subscription is ACTIVE or TRIALING; NOT_SUBSCRIBED_YET means the buyer has not completed checkout.' This adds valuable context beyond the readOnlyHint annotation, especially since there is no output schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is two sentences, front-loaded with the purpose, and every sentence provides essential information without redundancy.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a single-parameter read tool with no output schema, the description covers input formats and output interpretation adequately. It could mention the full response structure but is sufficient for an agent to understand the tool's usage.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The schema already describes the 'id' parameter with its formats. The description repeats this but adds the mapping to the output field 'active', which is not in the schema. This provides additional semantic value.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description clearly states the tool checks a subscription created by a specific link, with explicit details on input formats and output interpretation. It distinguishes from sibling tools like create_subscription_link and cancel_subscription.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description indicates when to use the tool (check a subscription by session_id or subscription_id) and implies it should not be used for creating or canceling subscriptions. No explicit alternatives are listed, but the context of sibling tools provides clarity.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
refund_paymentADestructiveInspect
Refund a paid payment (created by create_payment_link). Full refund by default; pass amount for a partial refund where supported. Refunds respect the same owner policy guardrails (x-agentpay-max-amount) as payments — the amount is checked before anything is sent to the gateway.
| Name | Required | Description | Default |
|---|---|---|---|
| amount | No | Optional partial-refund amount in the local currency major unit. Omit for a full refund. | |
| session_id | Yes | The session_id of the paid payment (same id used by query_payment_status) |
Tool Definition Quality
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate destructiveHint=true. Description adds guardrail checking detail ('amount is checked before sending to gateway'), but does not fully describe side effects or what happens on failure. Moderate added value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
Three efficient sentences front-loading the core action. Every sentence adds essential information without redundancy.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Covers purpose, usage, parameter behavior, and constraints. Missing explicit return value info, but no output schema exists and tool's simplicity reduces need for more detail.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema descriptions are complete (100% coverage). Description adds value by clarifying default behavior for amount (full refund) and linking session_id to query_payment_status.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
Clearly states 'Refund a paid payment', providing specific verb and resource. Differentiates from siblings: create_payment_link creates payments, query_payment_status queries them.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
Explains default full refund and optional partial refund. Mentions policy guardrails and amount checking. Does not explicitly state when not to use or compare with alternatives beyond the implied context.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
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