Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower; the description still adds genuine behavior: how to interpret an empty result and an explicit warning not to invent reply windows, channels, or staffing promises.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.