Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds that rates are USD-based and cover fiat plus crypto, but it does not disclose behavior on invalid slugs or whether omitting slug returns the full rate set. This is adequate given annotation coverage, but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.