Display offer form
display_offer_formRead-only
Retrieve a cached offer and show a pre-filled enquiry review form before user confirmation.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| offerId | No | ||
| sessionId | No |
SecureLend Market
Schema Changelog
Changes observed during successful MCP inspections.
Changed2 schema fields changed
- changed
Input schema / additionalPropertiesPrevious value: -trueNew value: +false - added
Input schema / propertiesAdded value: +{ + "offerId": { + "type": "string" + }, + "sessionId": { + "type": "string" + } +}
Changed4 schema fields changed
- removed
Input schema / $schemaRemoved value: -"http://json-schema.org/draft-07/schema#" - added
Input schema / additionalPropertiesAdded value: +true - removed
Input schema / propertiesRemoved value: -{ - "offerId": { - "description": "The specific offer ID to pre-select in the form.", - "type": "string" - }, - "sessionId": { - "description": "The session ID from a previous search to retrieve all offers.", - "type": "string" - } -} - changed
Output schema / (root)Previous value: -{ - "$schema": "http://json-schema.org/draft-07/schema#", - "additionalProperties": false, - "properties": { - "allOffers": { - "items": { - "anyOf": [ - { - "additionalProperties": false, - "properties": { - "disclaimer": { - "description": "A disclaimer message, e.g., if the offer is an estimate.", - "type": "string" - }, - "fees": { - "additionalProperties": false, - "description": "Any fees associated with the loan.", - "properties": { - "origination": { - "additionalProperties": false, - "description": "Fee charged by the lender for processing the loan.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The origination fee amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "percentage": { - "description": "The origination fee as a percentage of the loan amount.", - "type": "number" - } - }, - "required": [ - "amount" - ], - "type": "object" - } - }, - "type": "object" - }, - "isEstimate": { - "description": "Indicates if the offer terms are an estimate and not a firm quote.", - "type": "boolean" - }, - "isSecureLendTenant": { - "description": "Indicates if the offer is from a SecureLend-managed tenant.", - "type": "boolean" - }, - "lender": { - "additionalProperties": false, - "description": "Details about the lender providing the offer.", - "properties": { - "id": { - "description": "The unique identifier for the lender.", - "type": "string" - }, - "name": { - "description": "The display name of the lender.", - "type": "string" - }, - "type": { - "description": "The type of lending institution (e.g., 'Bank', 'Credit Union').", - "type": "string" - } - }, - "required": [ - "id", - "name", - "type" - ], - "type": "object" - }, - "matching": { - "additionalProperties": false, - "description": "Information about how the offer was matched.", - "properties": { - "matchReasons": { - "description": "Reasons for the match score.", - "items": { - "type": "string" - }, - "type": "array" - }, - "matchScore": { - "description": "A score indicating how well the offer matches the search criteria.", - "type": "number" - } - }, - "type": "object" - }, - "offerId": { - "description": "A unique identifier for this specific loan offer.", - "type": "string" - }, - "process": { - "additionalProperties": false, - "description": "Details about the application and funding process.", - "properties": { - "applicationMethod": { - "description": "How to apply for the loan.", - "enum": [ - "online", - "phone", - "in_person" - ], - "type": "string" - }, - "applicationUrl": { - "description": "The URL to the online application form.", - "format": "uri", - "type": "string" - }, - "fundingSpeed": { - "additionalProperties": false, - "description": "Information on how quickly the loan is funded.", - "properties": { - "description": { - "description": "Estimated time to receive funds.", - "type": "string" - } - }, - "required": [ - "description" - ], - "type": "object" - } - }, - "required": [ - "applicationMethod" - ], - "type": "object" - }, - "product": { - "additionalProperties": false, - "description": "Details about the financial product.", - "properties": { - "description": { - "description": "A brief description of the product.", - "type": "string" - }, - "name": { - "description": "The name of the financial product being offered.", - "type": "string" - }, - "type": { - "description": "The category of the financial product.", - "enum": [ - "INSTALLMENT_LOAN", - "LINE_OF_CREDIT", - "SHORT_TERM_CREDIT", - "BNPL", - "MORTGAGE", - "AUTO_LOAN", - "AUTO_REFINANCE", - "STUDENT_LOAN", - "STUDENT_LOAN_REFINANCE", - "BUSINESS_LOAN", - "BUSINESS_BANKING", - "BUSINESS_CREDIT_CARD", - "PERSONAL_BANKING", - "SAVINGS_ACCOUNT", - "PERSONAL_CREDIT_CARD" - ], - "type": "string" - } - }, - "required": [ - "name", - "type" - ], - "type": "object" - }, - "terms": { - "additionalProperties": false, - "description": "The terms and conditions of the loan offer.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The principal loan amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "interestRate": { - "additionalProperties": false, - "description": "Details about the interest rate.", - "properties": { - "apr": { - "description": "The Annual Percentage Rate, including fees.", - "type": "number" - }, - "rate": { - "description": "The nominal interest rate.", - "type": "number" - }, - "type": { - "description": "The type of interest rate.", - "enum": [ - "fixed", - "variable" - ], - "type": "string" - } - }, - "required": [ - "type", - "rate", - "apr" - ], - "type": "object" - }, - "payment": { - "additionalProperties": false, - "description": "Details about the repayment schedule.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The amount of each payment.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "frequency": { - "const": "monthly", - "description": "The frequency of payments.", - "type": "string" - } - }, - "required": [ - "frequency", - "amount" - ], - "type": "object" - }, - "prepaymentPenalty": { - "description": "Indicates if there is a penalty for early repayment.", - "type": "boolean" - }, - "repayment": { - "additionalProperties": false, - "description": "Summary of repayment details.", - "properties": { - "costOfFinancing": { - "description": "The total cost of borrowing (interest and fees).", - "type": "number" - }, - "totalRepaymentAmount": { - "description": "The total amount to be repaid over the life of the loan.", - "type": "number" - } - }, - "required": [ - "totalRepaymentAmount", - "costOfFinancing" - ], - "type": "object" - }, - "termMonths": { - "description": "The duration of the loan in months.", - "type": "number" - }, - "totalCost": { - "additionalProperties": false, - "description": "The total cost of the loan, including interest and fees.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "amount", - "interestRate", - "termMonths" - ], - "type": "object" - } - }, - "required": [ - "offerId", - "lender", - "product", - "terms", - "process", - "isSecureLendTenant" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "bestFor": { - "type": "string" - }, - "cardId": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "introOffer": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "recommendedCreditScore": { - "type": "string" - }, - "rewardsRate": { - "type": "string" - }, - "terms": { - "additionalProperties": false, - "properties": { - "apr": { - "additionalProperties": false, - "properties": { - "balanceTransfer": { - "type": "number" - }, - "penalty": { - "type": "number" - }, - "purchase": { - "type": "number" - } - }, - "required": [ - "purchase", - "balanceTransfer" - ], - "type": "object" - }, - "fees": { - "additionalProperties": false, - "properties": { - "annual": { - "type": "number" - } - }, - "required": [ - "annual" - ], - "type": "object" - } - }, - "required": [ - "apr", - "fees" - ], - "type": "object" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "rewardsRate", - "introOffer", - "recommendedCreditScore", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "cardId": { - "type": "string" - }, - "creditScoreRange": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "terms": { - "additionalProperties": false, - "properties": { - "annualFee": { - "type": "number" - }, - "apr": { - "type": "number" - }, - "creditLimit": { - "additionalProperties": false, - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "apr", - "annualFee", - "creditLimit" - ], - "type": "object" - }, - "welcomeBonus": { - "type": "string" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "creditScoreRange", - "welcomeBonus", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "monthlyFee", - "bonus" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "overdraftRating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "bonus", - "monthlyFee", - "overdraftRating" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "minBalanceForApy": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "apy", - "minBalanceForApy", - "monthlyFee" - ], - "type": "object" - } - ] - }, - "type": "array" - }, - "offer": { - "anyOf": [ - { - "additionalProperties": false, - "properties": { - "disclaimer": { - "description": "A disclaimer message, e.g., if the offer is an estimate.", - "type": "string" - }, - "fees": { - "additionalProperties": false, - "description": "Any fees associated with the loan.", - "properties": { - "origination": { - "additionalProperties": false, - "description": "Fee charged by the lender for processing the loan.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The origination fee amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "percentage": { - "description": "The origination fee as a percentage of the loan amount.", - "type": "number" - } - }, - "required": [ - "amount" - ], - "type": "object" - } - }, - "type": "object" - }, - "isEstimate": { - "description": "Indicates if the offer terms are an estimate and not a firm quote.", - "type": "boolean" - }, - "isSecureLendTenant": { - "description": "Indicates if the offer is from a SecureLend-managed tenant.", - "type": "boolean" - }, - "lender": { - "additionalProperties": false, - "description": "Details about the lender providing the offer.", - "properties": { - "id": { - "description": "The unique identifier for the lender.", - "type": "string" - }, - "name": { - "description": "The display name of the lender.", - "type": "string" - }, - "type": { - "description": "The type of lending institution (e.g., 'Bank', 'Credit Union').", - "type": "string" - } - }, - "required": [ - "id", - "name", - "type" - ], - "type": "object" - }, - "matching": { - "additionalProperties": false, - "description": "Information about how the offer was matched.", - "properties": { - "matchReasons": { - "description": "Reasons for the match score.", - "items": { - "type": "string" - }, - "type": "array" - }, - "matchScore": { - "description": "A score indicating how well the offer matches the search criteria.", - "type": "number" - } - }, - "type": "object" - }, - "offerId": { - "description": "A unique identifier for this specific loan offer.", - "type": "string" - }, - "process": { - "additionalProperties": false, - "description": "Details about the application and funding process.", - "properties": { - "applicationMethod": { - "description": "How to apply for the loan.", - "enum": [ - "online", - "phone", - "in_person" - ], - "type": "string" - }, - "applicationUrl": { - "description": "The URL to the online application form.", - "format": "uri", - "type": "string" - }, - "fundingSpeed": { - "additionalProperties": false, - "description": "Information on how quickly the loan is funded.", - "properties": { - "description": { - "description": "Estimated time to receive funds.", - "type": "string" - } - }, - "required": [ - "description" - ], - "type": "object" - } - }, - "required": [ - "applicationMethod" - ], - "type": "object" - }, - "product": { - "additionalProperties": false, - "description": "Details about the financial product.", - "properties": { - "description": { - "description": "A brief description of the product.", - "type": "string" - }, - "name": { - "description": "The name of the financial product being offered.", - "type": "string" - }, - "type": { - "description": "The category of the financial product.", - "enum": [ - "INSTALLMENT_LOAN", - "LINE_OF_CREDIT", - "SHORT_TERM_CREDIT", - "BNPL", - "MORTGAGE", - "AUTO_LOAN", - "AUTO_REFINANCE", - "STUDENT_LOAN", - "STUDENT_LOAN_REFINANCE", - "BUSINESS_LOAN", - "BUSINESS_BANKING", - "BUSINESS_CREDIT_CARD", - "PERSONAL_BANKING", - "SAVINGS_ACCOUNT", - "PERSONAL_CREDIT_CARD" - ], - "type": "string" - } - }, - "required": [ - "name", - "type" - ], - "type": "object" - }, - "terms": { - "additionalProperties": false, - "description": "The terms and conditions of the loan offer.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The principal loan amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "interestRate": { - "additionalProperties": false, - "description": "Details about the interest rate.", - "properties": { - "apr": { - "description": "The Annual Percentage Rate, including fees.", - "type": "number" - }, - "rate": { - "description": "The nominal interest rate.", - "type": "number" - }, - "type": { - "description": "The type of interest rate.", - "enum": [ - "fixed", - "variable" - ], - "type": "string" - } - }, - "required": [ - "type", - "rate", - "apr" - ], - "type": "object" - }, - "payment": { - "additionalProperties": false, - "description": "Details about the repayment schedule.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The amount of each payment.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "frequency": { - "const": "monthly", - "description": "The frequency of payments.", - "type": "string" - } - }, - "required": [ - "frequency", - "amount" - ], - "type": "object" - }, - "prepaymentPenalty": { - "description": "Indicates if there is a penalty for early repayment.", - "type": "boolean" - }, - "repayment": { - "additionalProperties": false, - "description": "Summary of repayment details.", - "properties": { - "costOfFinancing": { - "description": "The total cost of borrowing (interest and fees).", - "type": "number" - }, - "totalRepaymentAmount": { - "description": "The total amount to be repaid over the life of the loan.", - "type": "number" - } - }, - "required": [ - "totalRepaymentAmount", - "costOfFinancing" - ], - "type": "object" - }, - "termMonths": { - "description": "The duration of the loan in months.", - "type": "number" - }, - "totalCost": { - "additionalProperties": false, - "description": "The total cost of the loan, including interest and fees.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "amount", - "interestRate", - "termMonths" - ], - "type": "object" - } - }, - "required": [ - "offerId", - "lender", - "product", - "terms", - "process", - "isSecureLendTenant" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "bestFor": { - "type": "string" - }, - "cardId": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "introOffer": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "recommendedCreditScore": { - "type": "string" - }, - "rewardsRate": { - "type": "string" - }, - "terms": { - "additionalProperties": false, - "properties": { - "apr": { - "additionalProperties": false, - "properties": { - "balanceTransfer": { - "type": "number" - }, - "penalty": { - "type": "number" - }, - "purchase": { - "type": "number" - } - }, - "required": [ - "purchase", - "balanceTransfer" - ], - "type": "object" - }, - "fees": { - "additionalProperties": false, - "properties": { - "annual": { - "type": "number" - } - }, - "required": [ - "annual" - ], - "type": "object" - } - }, - "required": [ - "apr", - "fees" - ], - "type": "object" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "rewardsRate", - "introOffer", - "recommendedCreditScore", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "cardId": { - "type": "string" - }, - "creditScoreRange": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "terms": { - "additionalProperties": false, - "properties": { - "annualFee": { - "type": "number" - }, - "apr": { - "type": "number" - }, - "creditLimit": { - "additionalProperties": false, - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "apr", - "annualFee", - "creditLimit" - ], - "type": "object" - }, - "welcomeBonus": { - "type": "string" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "creditScoreRange", - "welcomeBonus", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "monthlyFee", - "bonus" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "overdraftRating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "bonus", - "monthlyFee", - "overdraftRating" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "minBalanceForApy": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "apy", - "minBalanceForApy", - "monthlyFee" - ], - "type": "object" - } - ] - }, - "productType": { - "type": "string" - } - }, - "required": [ - "offer", - "allOffers", - "productType" - ], - "type": "object" -}New value: +null
- First observed
TDQS
B3.2/5.0
Behavior3/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is covered. The description usefully adds that the offer is cached and that the user still has to confirm, but says nothing about behavior when the offer is missing from cache, what the 'form' output actually is, or session state.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness4/5
Is the description appropriately sized, front-loaded, and free of redundancy?
A single dense sentence with the key action front-loaded and no filler. It is arguably over-compressed, packing retrieval, caching, form rendering and confirmation state into one clause chain.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness3/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
With no output schema, the description should at least indicate what the agent receives back (form markup, a token, an offer summary) and what to do with it. It covers the intent but leaves the return value and the offered-to-session relationship undefined.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters2/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 0% for both offerId and sessionId, so the description carries the full burden — yet it mentions neither parameter, nor their format, origin, or whether they are required (the schema marks none as required, which is unusual and unexplained).
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose4/5
Does the description clearly state what the tool does and how it differs from similar tools?
States a specific verb and resource: retrieves a cached offer and renders a pre-filled enquiry review form. The 'before user confirmation' clause distinguishes it from sibling tools that create enquiries or upload documents, though it never names those siblings explicitly.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines3/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
The phrase 'before user confirmation' implies this is a pre-submission step in a flow, but there is no explicit when-to-use guidance, no stated prerequisite (e.g. that an offer must already be cached), and no routing to display_upload_documents_form or create_lender_enquiry as the alternative next step.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
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