display_offer_form
Retrieve a cached offer and show a pre-filled enquiry review form before user confirmation.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||
SecureLend Market
Schema Changelog
Changes observed during successful MCP inspections.
Changed4 schema fields changed
- removed
Input schema / $schemaRemoved value: -"http://json-schema.org/draft-07/schema#" - added
Input schema / additionalPropertiesAdded value: +true - removed
Input schema / propertiesRemoved value: -{ - "offerId": { - "description": "The specific offer ID to pre-select in the form.", - "type": "string" - }, - "sessionId": { - "description": "The session ID from a previous search to retrieve all offers.", - "type": "string" - } -} - changed
Output schema / (root)Previous value: -{ - "$schema": "http://json-schema.org/draft-07/schema#", - "additionalProperties": false, - "properties": { - "allOffers": { - "items": { - "anyOf": [ - { - "additionalProperties": false, - "properties": { - "disclaimer": { - "description": "A disclaimer message, e.g., if the offer is an estimate.", - "type": "string" - }, - "fees": { - "additionalProperties": false, - "description": "Any fees associated with the loan.", - "properties": { - "origination": { - "additionalProperties": false, - "description": "Fee charged by the lender for processing the loan.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The origination fee amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "percentage": { - "description": "The origination fee as a percentage of the loan amount.", - "type": "number" - } - }, - "required": [ - "amount" - ], - "type": "object" - } - }, - "type": "object" - }, - "isEstimate": { - "description": "Indicates if the offer terms are an estimate and not a firm quote.", - "type": "boolean" - }, - "isSecureLendTenant": { - "description": "Indicates if the offer is from a SecureLend-managed tenant.", - "type": "boolean" - }, - "lender": { - "additionalProperties": false, - "description": "Details about the lender providing the offer.", - "properties": { - "id": { - "description": "The unique identifier for the lender.", - "type": "string" - }, - "name": { - "description": "The display name of the lender.", - "type": "string" - }, - "type": { - "description": "The type of lending institution (e.g., 'Bank', 'Credit Union').", - "type": "string" - } - }, - "required": [ - "id", - "name", - "type" - ], - "type": "object" - }, - "matching": { - "additionalProperties": false, - "description": "Information about how the offer was matched.", - "properties": { - "matchReasons": { - "description": "Reasons for the match score.", - "items": { - "type": "string" - }, - "type": "array" - }, - "matchScore": { - "description": "A score indicating how well the offer matches the search criteria.", - "type": "number" - } - }, - "type": "object" - }, - "offerId": { - "description": "A unique identifier for this specific loan offer.", - "type": "string" - }, - "process": { - "additionalProperties": false, - "description": "Details about the application and funding process.", - "properties": { - "applicationMethod": { - "description": "How to apply for the loan.", - "enum": [ - "online", - "phone", - "in_person" - ], - "type": "string" - }, - "applicationUrl": { - "description": "The URL to the online application form.", - "format": "uri", - "type": "string" - }, - "fundingSpeed": { - "additionalProperties": false, - "description": "Information on how quickly the loan is funded.", - "properties": { - "description": { - "description": "Estimated time to receive funds.", - "type": "string" - } - }, - "required": [ - "description" - ], - "type": "object" - } - }, - "required": [ - "applicationMethod" - ], - "type": "object" - }, - "product": { - "additionalProperties": false, - "description": "Details about the financial product.", - "properties": { - "description": { - "description": "A brief description of the product.", - "type": "string" - }, - "name": { - "description": "The name of the financial product being offered.", - "type": "string" - }, - "type": { - "description": "The category of the financial product.", - "enum": [ - "INSTALLMENT_LOAN", - "LINE_OF_CREDIT", - "SHORT_TERM_CREDIT", - "BNPL", - "MORTGAGE", - "AUTO_LOAN", - "AUTO_REFINANCE", - "STUDENT_LOAN", - "STUDENT_LOAN_REFINANCE", - "BUSINESS_LOAN", - "BUSINESS_BANKING", - "BUSINESS_CREDIT_CARD", - "PERSONAL_BANKING", - "SAVINGS_ACCOUNT", - "PERSONAL_CREDIT_CARD" - ], - "type": "string" - } - }, - "required": [ - "name", - "type" - ], - "type": "object" - }, - "terms": { - "additionalProperties": false, - "description": "The terms and conditions of the loan offer.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The principal loan amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "interestRate": { - "additionalProperties": false, - "description": "Details about the interest rate.", - "properties": { - "apr": { - "description": "The Annual Percentage Rate, including fees.", - "type": "number" - }, - "rate": { - "description": "The nominal interest rate.", - "type": "number" - }, - "type": { - "description": "The type of interest rate.", - "enum": [ - "fixed", - "variable" - ], - "type": "string" - } - }, - "required": [ - "type", - "rate", - "apr" - ], - "type": "object" - }, - "payment": { - "additionalProperties": false, - "description": "Details about the repayment schedule.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The amount of each payment.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "frequency": { - "const": "monthly", - "description": "The frequency of payments.", - "type": "string" - } - }, - "required": [ - "frequency", - "amount" - ], - "type": "object" - }, - "prepaymentPenalty": { - "description": "Indicates if there is a penalty for early repayment.", - "type": "boolean" - }, - "repayment": { - "additionalProperties": false, - "description": "Summary of repayment details.", - "properties": { - "costOfFinancing": { - "description": "The total cost of borrowing (interest and fees).", - "type": "number" - }, - "totalRepaymentAmount": { - "description": "The total amount to be repaid over the life of the loan.", - "type": "number" - } - }, - "required": [ - "totalRepaymentAmount", - "costOfFinancing" - ], - "type": "object" - }, - "termMonths": { - "description": "The duration of the loan in months.", - "type": "number" - }, - "totalCost": { - "additionalProperties": false, - "description": "The total cost of the loan, including interest and fees.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "amount", - "interestRate", - "termMonths" - ], - "type": "object" - } - }, - "required": [ - "offerId", - "lender", - "product", - "terms", - "process", - "isSecureLendTenant" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "bestFor": { - "type": "string" - }, - "cardId": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "introOffer": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "recommendedCreditScore": { - "type": "string" - }, - "rewardsRate": { - "type": "string" - }, - "terms": { - "additionalProperties": false, - "properties": { - "apr": { - "additionalProperties": false, - "properties": { - "balanceTransfer": { - "type": "number" - }, - "penalty": { - "type": "number" - }, - "purchase": { - "type": "number" - } - }, - "required": [ - "purchase", - "balanceTransfer" - ], - "type": "object" - }, - "fees": { - "additionalProperties": false, - "properties": { - "annual": { - "type": "number" - } - }, - "required": [ - "annual" - ], - "type": "object" - } - }, - "required": [ - "apr", - "fees" - ], - "type": "object" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "rewardsRate", - "introOffer", - "recommendedCreditScore", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "cardId": { - "type": "string" - }, - "creditScoreRange": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "terms": { - "additionalProperties": false, - "properties": { - "annualFee": { - "type": "number" - }, - "apr": { - "type": "number" - }, - "creditLimit": { - "additionalProperties": false, - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "apr", - "annualFee", - "creditLimit" - ], - "type": "object" - }, - "welcomeBonus": { - "type": "string" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "creditScoreRange", - "welcomeBonus", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "monthlyFee", - "bonus" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "overdraftRating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "bonus", - "monthlyFee", - "overdraftRating" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "minBalanceForApy": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "apy", - "minBalanceForApy", - "monthlyFee" - ], - "type": "object" - } - ] - }, - "type": "array" - }, - "offer": { - "anyOf": [ - { - "additionalProperties": false, - "properties": { - "disclaimer": { - "description": "A disclaimer message, e.g., if the offer is an estimate.", - "type": "string" - }, - "fees": { - "additionalProperties": false, - "description": "Any fees associated with the loan.", - "properties": { - "origination": { - "additionalProperties": false, - "description": "Fee charged by the lender for processing the loan.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The origination fee amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "percentage": { - "description": "The origination fee as a percentage of the loan amount.", - "type": "number" - } - }, - "required": [ - "amount" - ], - "type": "object" - } - }, - "type": "object" - }, - "isEstimate": { - "description": "Indicates if the offer terms are an estimate and not a firm quote.", - "type": "boolean" - }, - "isSecureLendTenant": { - "description": "Indicates if the offer is from a SecureLend-managed tenant.", - "type": "boolean" - }, - "lender": { - "additionalProperties": false, - "description": "Details about the lender providing the offer.", - "properties": { - "id": { - "description": "The unique identifier for the lender.", - "type": "string" - }, - "name": { - "description": "The display name of the lender.", - "type": "string" - }, - "type": { - "description": "The type of lending institution (e.g., 'Bank', 'Credit Union').", - "type": "string" - } - }, - "required": [ - "id", - "name", - "type" - ], - "type": "object" - }, - "matching": { - "additionalProperties": false, - "description": "Information about how the offer was matched.", - "properties": { - "matchReasons": { - "description": "Reasons for the match score.", - "items": { - "type": "string" - }, - "type": "array" - }, - "matchScore": { - "description": "A score indicating how well the offer matches the search criteria.", - "type": "number" - } - }, - "type": "object" - }, - "offerId": { - "description": "A unique identifier for this specific loan offer.", - "type": "string" - }, - "process": { - "additionalProperties": false, - "description": "Details about the application and funding process.", - "properties": { - "applicationMethod": { - "description": "How to apply for the loan.", - "enum": [ - "online", - "phone", - "in_person" - ], - "type": "string" - }, - "applicationUrl": { - "description": "The URL to the online application form.", - "format": "uri", - "type": "string" - }, - "fundingSpeed": { - "additionalProperties": false, - "description": "Information on how quickly the loan is funded.", - "properties": { - "description": { - "description": "Estimated time to receive funds.", - "type": "string" - } - }, - "required": [ - "description" - ], - "type": "object" - } - }, - "required": [ - "applicationMethod" - ], - "type": "object" - }, - "product": { - "additionalProperties": false, - "description": "Details about the financial product.", - "properties": { - "description": { - "description": "A brief description of the product.", - "type": "string" - }, - "name": { - "description": "The name of the financial product being offered.", - "type": "string" - }, - "type": { - "description": "The category of the financial product.", - "enum": [ - "INSTALLMENT_LOAN", - "LINE_OF_CREDIT", - "SHORT_TERM_CREDIT", - "BNPL", - "MORTGAGE", - "AUTO_LOAN", - "AUTO_REFINANCE", - "STUDENT_LOAN", - "STUDENT_LOAN_REFINANCE", - "BUSINESS_LOAN", - "BUSINESS_BANKING", - "BUSINESS_CREDIT_CARD", - "PERSONAL_BANKING", - "SAVINGS_ACCOUNT", - "PERSONAL_CREDIT_CARD" - ], - "type": "string" - } - }, - "required": [ - "name", - "type" - ], - "type": "object" - }, - "terms": { - "additionalProperties": false, - "description": "The terms and conditions of the loan offer.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The principal loan amount.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "interestRate": { - "additionalProperties": false, - "description": "Details about the interest rate.", - "properties": { - "apr": { - "description": "The Annual Percentage Rate, including fees.", - "type": "number" - }, - "rate": { - "description": "The nominal interest rate.", - "type": "number" - }, - "type": { - "description": "The type of interest rate.", - "enum": [ - "fixed", - "variable" - ], - "type": "string" - } - }, - "required": [ - "type", - "rate", - "apr" - ], - "type": "object" - }, - "payment": { - "additionalProperties": false, - "description": "Details about the repayment schedule.", - "properties": { - "amount": { - "additionalProperties": false, - "description": "The amount of each payment.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - }, - "frequency": { - "const": "monthly", - "description": "The frequency of payments.", - "type": "string" - } - }, - "required": [ - "frequency", - "amount" - ], - "type": "object" - }, - "prepaymentPenalty": { - "description": "Indicates if there is a penalty for early repayment.", - "type": "boolean" - }, - "repayment": { - "additionalProperties": false, - "description": "Summary of repayment details.", - "properties": { - "costOfFinancing": { - "description": "The total cost of borrowing (interest and fees).", - "type": "number" - }, - "totalRepaymentAmount": { - "description": "The total amount to be repaid over the life of the loan.", - "type": "number" - } - }, - "required": [ - "totalRepaymentAmount", - "costOfFinancing" - ], - "type": "object" - }, - "termMonths": { - "description": "The duration of the loan in months.", - "type": "number" - }, - "totalCost": { - "additionalProperties": false, - "description": "The total cost of the loan, including interest and fees.", - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "amount", - "interestRate", - "termMonths" - ], - "type": "object" - } - }, - "required": [ - "offerId", - "lender", - "product", - "terms", - "process", - "isSecureLendTenant" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "bestFor": { - "type": "string" - }, - "cardId": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "introOffer": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "recommendedCreditScore": { - "type": "string" - }, - "rewardsRate": { - "type": "string" - }, - "terms": { - "additionalProperties": false, - "properties": { - "apr": { - "additionalProperties": false, - "properties": { - "balanceTransfer": { - "type": "number" - }, - "penalty": { - "type": "number" - }, - "purchase": { - "type": "number" - } - }, - "required": [ - "purchase", - "balanceTransfer" - ], - "type": "object" - }, - "fees": { - "additionalProperties": false, - "properties": { - "annual": { - "type": "number" - } - }, - "required": [ - "annual" - ], - "type": "object" - } - }, - "required": [ - "apr", - "fees" - ], - "type": "object" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "rewardsRate", - "introOffer", - "recommendedCreditScore", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "cardId": { - "type": "string" - }, - "creditScoreRange": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "terms": { - "additionalProperties": false, - "properties": { - "annualFee": { - "type": "number" - }, - "apr": { - "type": "number" - }, - "creditLimit": { - "additionalProperties": false, - "properties": { - "amount": { - "type": "number" - }, - "currency": { - "const": "USD", - "type": "string" - } - }, - "required": [ - "amount", - "currency" - ], - "type": "object" - } - }, - "required": [ - "apr", - "annualFee", - "creditLimit" - ], - "type": "object" - }, - "welcomeBonus": { - "type": "string" - } - }, - "required": [ - "cardId", - "name", - "issuer", - "imageUrl", - "rating", - "creditScoreRange", - "welcomeBonus", - "terms" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "monthlyFee", - "bonus" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "bestFor": { - "type": "string" - }, - "bonus": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "overdraftRating": { - "maximum": 5, - "minimum": 0, - "type": "number" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "bestFor", - "apy", - "bonus", - "monthlyFee", - "overdraftRating" - ], - "type": "object" - }, - { - "additionalProperties": false, - "properties": { - "accountId": { - "type": "string" - }, - "apy": { - "type": "string" - }, - "imageUrl": { - "type": "string" - }, - "interestRate": { - "type": "string" - }, - "issuer": { - "type": "string" - }, - "minBalanceForApy": { - "type": "string" - }, - "monthlyFee": { - "type": "string" - }, - "name": { - "type": "string" - }, - "rating": { - "maximum": 5, - "minimum": 0, - "type": "number" - } - }, - "required": [ - "accountId", - "name", - "issuer", - "imageUrl", - "rating", - "apy", - "minBalanceForApy", - "monthlyFee" - ], - "type": "object" - } - ] - }, - "productType": { - "type": "string" - } - }, - "required": [ - "offer", - "allOffers", - "productType" - ], - "type": "object" -}New value: +null
- First observed
TDQS
A4.6/5.0
Behavior4/5
Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and it does meaningfully: 'cached offer' indicates no new user input is needed and 'before user confirmation' signals this is a pre-submission display step, not a mutation or final action. It could be more explicit about side effects, but the wording implies a safe read-and-display operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Conciseness5/5
Is the description appropriately sized, front-loaded, and free of redundancy?
A single sentence packs the action, the data source, the artifact shown, and the timing in the workflow. There is no filler or redundancy.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Completeness5/5
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a zero-parameter display tool with no output schema, the description covers the prerequisite (cached offer), the action (showing a review form), and the stage ('before user confirmation'). Nothing essential is missing for an agent to select and invoke it correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Parameters5/5
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
There are zero parameters, and the description explains why that is workable: the offer is already 'cached' and the form is 'pre-filled'. This tells the agent the tool relies on existing state rather than requiring arguments, exceeding the baseline for a no-parameter tool.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Purpose5/5
Does the description clearly state what the tool does and how it differs from similar tools?
The description names a specific verb pattern ('Retrieve... show'), a specific resource ('cached offer'), and a precise artifact ('pre-filled enquiry review form before user confirmation'). This distinguishes it from sibling display tools like display_prequalification_form and display_upload_documents_form without needing to open their schemas.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Usage Guidelines4/5
Does the description explain when to use this tool, when not to, or what alternatives exist?
It gives a clear workflow context: use this when there is a cached offer and the user needs to review before confirming. It does not explicitly name alternatives or exclusion conditions, but the 'before user confirmation' placement tells an agent when in the flow this tool applies.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.
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