SecureLend Market
Server Details
Compare loans, mortgages, credit cards, banking accounts, and financing options for individuals and businesses.
SecureLend Marketplace helps users explore available financial products, calculate estimated payments, review matching offers, and continue to a lender or provider when ready. Supported categories include personal loans, business loans, mortgages, auto loans, student loans, savings accounts, credit cards, and business banking.
- Status
- Healthy
- Last Tested
- Transport
- Streamable HTTP
- URL
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Tool Definition Quality
Average 4.1/5 across 22 of 22 tools scored. Lowest: 3.5/5.
Every tool targets a distinct financial product or action, with clear differentiation between calculation tools (e.g., calculate_loan_payment), comparison tools (e.g., compare_personal_loans), and workflow tools (e.g., submit_prequalification_details). Even similar tools like get_offer and get_multiple_offers are unambiguously described.
All tool names follow a consistent verb_noun snake_case pattern. Verbs like calculate, compare, display, get, submit, and track are used uniformly, creating a predictable naming scheme across the entire set.
22 tools is slightly above the ideal range but is justified by the server's broad coverage of personal and business financial products, including loans, mortgages, credit cards, banking accounts, and calculators. Each tool addresses a specific need, so the count feels warranted.
The tool surface covers comparison, calculation, prequalification, document upload, and offer submission for a wide array of financial products. Minor gaps exist, such as lack of update/delete for applications and no tool for managing user preferences, but the core comparison-to-lead workflow is well supported.
Available Tools
22 toolscalculate_loan_paymentRead-onlyInspect
Calculates monthly payment, total interest, and total cost for any installment loan based on user-supplied principal, interest rate, and term. This tool performs a pure calculation using user inputs; it does not access external data, nor does it create, modify, or delete any records. Works for personal loans, business loans, auto loans, and student loans.
| Name | Required | Description | Default |
|---|---|---|---|
| loanAmount | Yes | The total amount of the loan in USD. | |
| interestRate | Yes | The annual interest rate (e.g., 5 for 5%). | |
| loanTermInMonths | Yes | The duration of the loan in months. |
Output Schema
| Name | Required | Description |
|---|---|---|
| totalPayment | Yes | The total amount to be paid over the life of the loan. |
| totalInterest | Yes | The total interest paid over the life of the loan. |
| monthlyPayment | Yes | The calculated monthly payment amount. |
calculate_mortgage_paymentRead-onlyInspect
Calculates full PITI mortgage payment (Principal, Interest, Taxes, Insurance) based on user-supplied property value, down payment, interest rate, loan term, and optional tax/insurance figures. Pure calculation using user inputs — no external data is accessed.
| Name | Required | Description | Default |
|---|---|---|---|
| downPayment | Yes | The amount paid upfront in USD. | |
| interestRate | Yes | The annual interest rate (e.g., 3.5 for 3.5%). | |
| homeInsurance | Yes | The annual home insurance cost in USD. | |
| propertyValue | Yes | The total value of the property in USD. | |
| loanTermInYears | Yes | The duration of the loan in years. | |
| propertyTaxRate | Yes | The annual property tax rate as a percentage (e.g., 1.2 for 1.2%). |
Output Schema
| Name | Required | Description |
|---|---|---|
| loanAmount | Yes | The total loan amount after down payment. |
| monthlyPropertyTax | Yes | The estimated monthly property tax payment. |
| totalMonthlyPayment | Yes | The total estimated monthly payment (PITI). |
| monthlyHomeInsurance | Yes | The estimated monthly home insurance payment. |
| principalAndInterest | Yes | The monthly payment for principal and interest. |
compare_business_bankingRead-onlyInspect
Search SecureLend’s product database for business banking accounts matching the user’s criteria (optional industry, optional monthly transaction estimate). Returns available accounts with key features such as monthly fees, bonuses (if offered), APY/interest information when available, and a ‘best for’ summary. Results may include SecureLend data and authorized partner integrations when enabled. This tool does not open an account; if the user chooses to proceed, they are directed to the provider’s website.
| Name | Required | Description | Default |
|---|---|---|---|
| industry | No | The business's industry. | |
| monthlyTransactions | No | Estimated number of monthly transactions. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| metadata | Yes |
compare_business_credit_cardsRead-onlyInspect
Search SecureLend’s product database for business credit cards matching the user’s criteria (optional credit score, optional annual revenue, optional business age). Returns a list of cards with issuer details, fees (e.g., annual fee), APR, credit limit information when available, and a summary of who each card is best for. Results may include SecureLend data and authorized partner integrations when enabled. This tool does not submit an application; if the user chooses to apply, they are directed to the issuer’s website.
| Name | Required | Description | Default |
|---|---|---|---|
| creditScore | No | The applicant's estimated credit score (300-850). | |
| annualRevenue | No | The business's annual revenue in USD. | |
| businessAgeInYears | No | The age of the business in years. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| metadata | Yes |
compare_business_loansRead-onlyInspect
Search SecureLend's lender database for business loan offers matching the user's criteria (loan amount, purpose, industry, annual revenue, time in business). Returns available rates, terms, funding speed, and eligibility indicators from participating lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | The state where the business is located (2-letter code). | |
| purpose | Yes | The reason for the loan, e.g., 'working capital'. | |
| industry | No | The industry the business operates in, e.g., 'technology'. | |
| loanAmount | Yes | The desired loan amount, e.g., 50000 for $50,000. | |
| annualRevenue | No | The business's gross annual revenue in USD. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
compare_business_mortgagesRead-onlyInspect
Search SecureLend's lender database for commercial mortgage offers (purchase or refinance) matching the user's criteria. Returns available rates, terms, and eligibility indicators from participating commercial lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | The state where the property is located (2-letter code). | |
| loanType | Yes | The type of mortgage loan. | |
| homePrice | No | The purchase price of the home in USD. | |
| loanAmount | Yes | The desired mortgage loan amount in USD. | |
| creditScore | No | The applicant's estimated credit score (500-850). | |
| downPayment | No | The amount of the down payment in USD. | |
| propertyType | No | The intended use of the property. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
compare_car_loansRead-onlyInspect
Search SecureLend's lender database for auto loan offers matching the user's criteria (loan amount, vehicle type, credit score, state). Returns available rates, terms, and eligibility indicators from participating lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| isNew | Yes | Specifies if the vehicle is new (true) or used (false). | |
| state | No | The applicant's state of residence (2-letter code). | |
| loanAmount | Yes | The desired auto loan amount in USD. | |
| creditScore | No | The applicant's estimated credit score (300-850). |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
compare_lease_vs_purchaseRead-onlyInspect
Calculates and compares the total cost of leasing versus purchasing a vehicle over the same time period, based on user-supplied vehicle price, down payment, loan/lease terms, and residual value. Pure calculation using user inputs — no external data is accessed.
| Name | Required | Description | Default |
|---|---|---|---|
| downPayment | Yes | Upfront payment amount for purchase in USD. | |
| moneyFactor | Yes | The money factor for the lease (similar to interest rate). | |
| interestRate | Yes | Annual interest rate for purchase loan (e.g., 5 for 5%). | |
| salesTaxRate | Yes | Sales tax rate as a percentage (e.g., 7.5 for 7.5%). | |
| purchasePrice | Yes | Total price of the vehicle for purchase in USD. | |
| acquisitionFee | No | Fee charged by the lessor to initiate the lease in USD. | |
| securityDeposit | No | Refundable deposit paid at the start of the lease in USD. | |
| loanTermInMonths | Yes | Loan duration in months for purchase. | |
| leaseTermInMonths | Yes | Lease duration in months. | |
| monthlyLeasePayment | Yes | Monthly payment for the lease in USD. | |
| residualValuePercentage | Yes | Estimated value of the vehicle at the end of the lease, as a percentage of MSRP. | |
| expectedOwnershipInMonths | Yes | How long you plan to keep the vehicle, in months. |
Output Schema
| Name | Required | Description |
|---|---|---|
| comparison | Yes | |
| leaseAnalysis | Yes | |
| purchaseAnalysis | Yes |
compare_personal_bankingRead-onlyInspect
Search SecureLend's lender database for personal banking accounts matching the user's desired features. Returns available accounts with fee structures, features, and eligibility indicators. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects an account and is directed to apply on the bank's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| features | No | Desired account features. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| metadata | Yes |
compare_personal_credit_cardsRead-onlyInspect
Search SecureLend's lender database for personal credit card offers matching the user's criteria (credit score, preferred rewards type). Returns available cards with rates, fees, rewards structures, and eligibility indicators. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a card and is directed to apply on the issuer's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| creditScore | No | The applicant's estimated credit score (300-850). | |
| rewardsType | No | Preferred rewards type. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| metadata | Yes |
compare_personal_loansRead-onlyInspect
Search SecureLend's lender database for personal loan offers matching the user's criteria (loan amount, purpose, credit score, state). Returns available rates, terms, monthly payment estimates, fees, and eligibility indicators from participating lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | The applicant's state of residence (2-letter code). | |
| purpose | Yes | The purpose of the loan. | |
| loanAmount | Yes | The desired loan amount in USD (e.g., 25000). | |
| creditScore | No | The applicant's estimated credit score (300-850). | |
| monthlyIncome | No | Applicant's gross monthly income in USD. | |
| employmentStatus | No | The applicant's employment status. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
compare_personal_mortgagesRead-onlyInspect
Search SecureLend's lender database for residential mortgage offers (purchase or refinance) matching the user's criteria (property value, loan amount, credit score, state, loan type). Returns available rates, terms, estimated monthly payments, and closing cost indicators from participating lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | The state where the property is located (2-letter code). | |
| loanType | Yes | The type of mortgage loan. | |
| homePrice | No | The purchase price of the home in USD. | |
| loanAmount | Yes | The desired mortgage loan amount in USD. | |
| creditScore | No | The applicant's estimated credit score (500-850). | |
| downPayment | No | The amount of the down payment in USD. | |
| propertyType | No | The intended use of the property. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
compare_savings_accountsRead-onlyInspect
Search SecureLend's lender database for savings accounts matching the user's criteria (initial deposit amount, desired APY). Returns available accounts with rates, minimum balance requirements, and features. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects an account and is directed to apply on the bank's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| initialDeposit | No | The initial deposit amount in USD. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| metadata | Yes |
compare_student_loansRead-onlyInspect
Search SecureLend's lender database for student loan offers matching the user's criteria (loan amount, degree type, credit score, enrollment status). Returns available rates, terms, deferment options, and eligibility indicators from participating lenders. Results may change over time and may include offers from SecureLend’s database and authorized third-party integrations when enabled. The user selects a lender and is directed to complete their application on the lender's own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| state | No | The student's state of residence (2-letter code). | |
| degreeType | Yes | The type of degree the loan is for. | |
| loanAmount | Yes | The total amount needed for the student loan in USD. | |
| creditScore | No | The student's estimated credit score (300-850). | |
| coSignerCreditScore | No | The co-signer's estimated credit score (300-850), if applicable. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offers | Yes | |
| summary | Yes | |
| metadata | Yes |
display_offer_formRead-onlyInspect
Retrieves a previously cached offer (by offerId or sessionId) and the original search inputs from SecureLend's internal cache so the user can review a pre-filled enquiry/application form before confirming submission. This tool only displays data and does not submit an enquiry.
| Name | Required | Description | Default |
|---|---|---|---|
| offerId | No | The specific offer ID to pre-select in the form. | |
| sessionId | No | The session ID from a previous search to retrieve all offers. |
Output Schema
| Name | Required | Description |
|---|---|---|
| offer | Yes | |
| allOffers | Yes | |
| productType | Yes |
display_prequalification_formRead-onlyInspect
Displays a form to collect application prefill data required to continue an enquiry. This tool only renders the form. When the user submits, the form calls submit_prequalification_details, which stores the data and may forward it to lender/partner APIs.
| Name | Required | Description | Default |
|---|---|---|---|
| prefillData | No | Pre-fill values to populate in the form from already-known data. Keys should match field names in the prequalification details schema. Sensitive data is prohibited. | |
| productTypes | No | Product types to show relevant form sections for. If not provided, the form will show all applicable sections based on the application. | |
| applicationId | Yes | The SecureLend application ID for which to display the additional information form. This is used to pre-fill known values and determine which sections to show. | |
| requiredSections | No | Specific sections to require the user to complete. If not provided, the form will apply default required fields for the product type. |
Output Schema
| Name | Required | Description |
|---|---|---|
| rendered | Yes | Whether the form widget was successfully rendered |
| prefillData | No | Data to pre-fill in the form fields. Sensitive data is prohibited. |
| applicationId | No |
display_upload_documents_formRead-onlyInspect
Displays an upload form for supporting documents. When submitted, the widget calls submit_documents to create a document record and obtain a presigned S3 upload configuration, then uploads the file directly from the user’s browser to SecureLend’s S3 storage.
| Name | Required | Description | Default |
|---|---|---|---|
| applicationId | No | Pre-fill the application ID for the document upload form. |
Output Schema
| Name | Required | Description |
|---|---|---|
No output parameters | ||
get_multiple_offersDestructiveInspect
Records a loan enquiry in SecureLend's system and submits it to multiple selected lenders on the user's behalf, after explicit user confirmation. Each lender independently reviews the enquiry and, if interested, provides a quote. The user reviews quotes and completes their chosen application directly on the lender's own platform. This tool does not collect sensitive personal data such as social security numbers, bank account details, health information, or biometric data. Creates a persistent lead record in SecureLend's database.
| Name | Required | Description | Default |
|---|---|---|---|
| applicant | Yes | Personal details of the applicant. | |
| providers | Yes | The list of selected providers to submit the application to. | |
| productType | Yes | The type of financial product being applied for. | |
| applicationData | Yes | The original search parameters or form data for the application. |
Output Schema
| Name | Required | Description |
|---|---|---|
| id | Yes | The unique ID of the application. |
| status | Yes | The current status of the application. |
| createdAt | Yes | The timestamp when the application was created. |
| providers | Yes | The list of providers the application was sent to. |
| productType | Yes | The type of product applied for. |
| requiredInfo | No | Details on information required from the applicant when status is ACTION_REQUIRED. |
| applicationId | No | Alias of `id`. Pass this value as `applicationId` to the `track_offer_status` tool to check enquiry status later. |
get_offerDestructiveInspect
Records a loan enquiry in SecureLend's system and submits it to one selected lender on the user's behalf, after explicit user confirmation. The lender reviews the enquiry and, if interested, provides a quote. The user then completes their full application directly on the lender's own platform. This tool does not collect sensitive personal data such as social security numbers, bank account details, health information, or biometric data. Creates a persistent lead record in SecureLend's database.
| Name | Required | Description | Default |
|---|---|---|---|
| provider | Yes | The selected provider to submit the application to. | |
| applicant | Yes | Personal details of the applicant. | |
| productType | Yes | The type of financial product being applied for. | |
| applicationData | Yes | The original search parameters or form data for the application. |
Output Schema
| Name | Required | Description |
|---|---|---|
| id | Yes | The unique ID of the application. |
| status | Yes | The current status of the application. |
| createdAt | Yes | The timestamp when the application was created. |
| providers | Yes | The list of providers the application was sent to. |
| productType | Yes | The type of product applied for. |
| requiredInfo | No | Details on information required from the applicant when status is ACTION_REQUIRED. |
| applicationId | No | Alias of `id`. Pass this value as `applicationId` to the `track_offer_status` tool to check enquiry status later. |
submit_documentsDestructiveInspect
Generates a secure presigned URL for uploading a document to SecureLend's document storage, and records the document metadata against the application in SecureLend's database. Creates a persistent document record. Called by the document upload widget after the user selects a file. This creates a persistent document record and enables upload to SecureLend storage.
| Name | Required | Description | Default |
|---|---|---|---|
| fileName | Yes | The original name of the file. | |
| documentType | Yes | The category of the document. | |
| applicationId | Yes | The ID of the application to associate the document with. |
Output Schema
| Name | Required | Description |
|---|---|---|
| message | Yes | |
| success | Yes | |
| uploadUrl | No | |
| documentId | No | |
| uploadFields | No |
submit_prequalification_detailsDestructiveInspect
Submits application prefill information for an existing enquiry to SecureLend's backend, which forwards it to the selected lender API(s). Covers standard prequalification data such as general financial profile, employment status, and business structure. IMPORTANT: consentsToFcra and consentsToTcpa must both be true (user must have explicitly agreed to the FCRA and TCPA disclosures) before this tool is called. This tool submits limited prequalification details for referral purposes only. It does not collect sensitive personal data or perform underwriting. If the user proceeds with a lender, the lender may later request additional information or perform credit checks on its own platform.
| Name | Required | Description | Default |
|---|---|---|---|
| isTest | No | Set to true to test the submission flow without forwarding to live lenders. | |
| clientTags | No | Key-value tags for internal routing and tracking. Values must be arrays of strings. Example: { "transid": ["fk912234"], "subid": ["ag67125"] } | |
| sessionUuid | No | Session UUID from the originating session. Used for Engine/MoneyLion routing. | |
| productTypes | Yes | List of product types this submission supports. Used for multi-product routing. | |
| applicationId | Yes | The SecureLend application ID (returned by get_offer or get_multiple_offers) to which this additional information should be attached. | |
| loanInformation | No | ||
| legalInformation | No | ||
| creditInformation | No | ||
| savingsInformation | No | ||
| businessInformation | No | ||
| mortgageInformation | No | ||
| personalInformation | No | ||
| educationInformation | No | ||
| financialInformation | No | ||
| creditCardInformation | No | ||
| employmentInformation | No | ||
| autoInsuranceInformation | No |
Output Schema
| Name | Required | Description |
|---|---|---|
| status | Yes | |
| message | No | Human-readable status message |
| success | Yes | |
| nextSteps | No | Suggested next steps for the applicant |
| providers | No | Per-provider submission results, if forwarding was attempted |
| updatedAt | Yes | ISO timestamp of when the submission was processed |
| submissionId | Yes | Unique ID for this additional information submission record |
| applicationId | Yes | The SecureLend application ID this information was attached to |
| requiredFields | No | If status is failed or partial, this lists field names that were required but missing |
track_offer_statusRead-onlyInspect
Retrieves the current enquiry/application status stored in SecureLend's system by applicationId or applicant email. Status reflects what SecureLend has recorded (including any provider updates received previously) and is not guaranteed to represent real-time lender decisions.
| Name | Required | Description | Default |
|---|---|---|---|
| applicationId | Yes | The unique ID of the application to track. |
Output Schema
| Name | Required | Description |
|---|---|---|
| applications | Yes |
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