SecureLend Market

compare_business_loans

Find and compare business loans based on amount, industry, revenue, and purpose

Input Schema

TableJSON Schema

Name	Required	Description	Default
No arguments

Schema Changelog

Changes observed during successful MCP inspections.

Changed5 schema fields changedSep 23, 2026

removedInput schema / $schema

Removed value: -"http://json-schema.org/draft-07/schema#"

addedInput schema / additionalProperties
```
Added value: +true
```

removedInput schema / properties

Removed value: -{
-  "annualRevenue": {
-    "description": "The business's gross annual revenue in USD.",
-    "minimum": 0,
-    "type": "number"
-  },
-  "industry": {
-    "description": "The industry the business operates in, e.g., 'technology'.",
-    "type": "string"
-  },
-  "loanAmount": {
-    "description": "The desired loan amount, e.g., 50000 for $50,000.",
-    "minimum": 1000,
-    "type": "number"
-  },
-  "purpose": {
-    "description": "The reason for the loan, e.g., 'working capital'.",
-    "type": "string"
-  },
-  "state": {
-    "description": "The state where the business is located (2-letter code).",
-    "type": "string"
-  }
-}

removedInput schema / required

Removed value: -[
-  "loanAmount",
-  "purpose"
-]

changedOutput schema / (root)

Previous value: -{
-  "$schema": "http://json-schema.org/draft-07/schema#",
-  "additionalProperties": false,
-  "properties": {
-    "metadata": {
-      "additionalProperties": false,
-      "properties": {
-        "queryId": {
-          "type": "string"
-        },
-        "sessionId": {
-          "type": "string"
-        },
-        "timestamp": {
-          "type": "string"
-        }
-      },
-      "required": [
-        "queryId",
-        "timestamp"
-      ],
-      "type": "object"
-    },
-    "offers": {
-      "items": {
-        "additionalProperties": false,
-        "properties": {
-          "disclaimer": {
-            "description": "A disclaimer message, e.g., if the offer is an estimate.",
-            "type": "string"
-          },
-          "fees": {
-            "additionalProperties": false,
-            "description": "Any fees associated with the loan.",
-            "properties": {
-              "origination": {
-                "additionalProperties": false,
-                "description": "Fee charged by the lender for processing the loan.",
-                "properties": {
-                  "amount": {
-                    "additionalProperties": false,
-                    "description": "The origination fee amount.",
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "currency": {
-                        "const": "USD",
-                        "type": "string"
-                      }
-                    },
-                    "required": [
-                      "amount",
-                      "currency"
-                    ],
-                    "type": "object"
-                  },
-                  "percentage": {
-                    "description": "The origination fee as a percentage of the loan amount.",
-                    "type": "number"
-                  }
-                },
-                "required": [
-                  "amount"
-                ],
-                "type": "object"
-              }
-            },
-            "type": "object"
-          },
-          "isEstimate": {
-            "description": "Indicates if the offer terms are an estimate and not a firm quote.",
-            "type": "boolean"
-          },
-          "isSecureLendTenant": {
-            "description": "Indicates if the offer is from a SecureLend-managed tenant.",
-            "type": "boolean"
-          },
-          "lender": {
-            "additionalProperties": false,
-            "description": "Details about the lender providing the offer.",
-            "properties": {
-              "id": {
-                "description": "The unique identifier for the lender.",
-                "type": "string"
-              },
-              "name": {
-                "description": "The display name of the lender.",
-                "type": "string"
-              },
-              "type": {
-                "description": "The type of lending institution (e.g., 'Bank', 'Credit Union').",
-                "type": "string"
-              }
-            },
-            "required": [
-              "id",
-              "name",
-              "type"
-            ],
-            "type": "object"
-          },
-          "matching": {
-            "additionalProperties": false,
-            "description": "Information about how the offer was matched.",
-            "properties": {
-              "matchReasons": {
-                "description": "Reasons for the match score.",
-                "items": {
-                  "type": "string"
-                },
-                "type": "array"
-              },
-              "matchScore": {
-                "description": "A score indicating how well the offer matches the search criteria.",
-                "type": "number"
-              }
-            },
-            "type": "object"
-          },
-          "offerId": {
-            "description": "A unique identifier for this specific loan offer.",
-            "type": "string"
-          },
-          "process": {
-            "additionalProperties": false,
-            "description": "Details about the application and funding process.",
-            "properties": {
-              "applicationMethod": {
-                "description": "How to apply for the loan.",
-                "enum": [
-                  "online",
-                  "phone",
-                  "in_person"
-                ],
-                "type": "string"
-              },
-              "applicationUrl": {
-                "description": "The URL to the online application form.",
-                "format": "uri",
-                "type": "string"
-              },
-              "fundingSpeed": {
-                "additionalProperties": false,
-                "description": "Information on how quickly the loan is funded.",
-                "properties": {
-                  "description": {
-                    "description": "Estimated time to receive funds.",
-                    "type": "string"
-                  }
-                },
-                "required": [
-                  "description"
-                ],
-                "type": "object"
-              }
-            },
-            "required": [
-              "applicationMethod"
-            ],
-            "type": "object"
-          },
-          "product": {
-            "additionalProperties": false,
-            "description": "Details about the financial product.",
-            "properties": {
-              "description": {
-                "description": "A brief description of the product.",
-                "type": "string"
-              },
-              "name": {
-                "description": "The name of the financial product being offered.",
-                "type": "string"
-              },
-              "type": {
-                "description": "The category of the financial product.",
-                "enum": [
-                  "INSTALLMENT_LOAN",
-                  "LINE_OF_CREDIT",
-                  "SHORT_TERM_CREDIT",
-                  "BNPL",
-                  "MORTGAGE",
-                  "AUTO_LOAN",
-                  "AUTO_REFINANCE",
-                  "STUDENT_LOAN",
-                  "STUDENT_LOAN_REFINANCE",
-                  "BUSINESS_LOAN",
-                  "BUSINESS_BANKING",
-                  "BUSINESS_CREDIT_CARD",
-                  "PERSONAL_BANKING",
-                  "SAVINGS_ACCOUNT",
-                  "PERSONAL_CREDIT_CARD"
-                ],
-                "type": "string"
-              }
-            },
-            "required": [
-              "name",
-              "type"
-            ],
-            "type": "object"
-          },
-          "terms": {
-            "additionalProperties": false,
-            "description": "The terms and conditions of the loan offer.",
-            "properties": {
-              "amount": {
-                "additionalProperties": false,
-                "description": "The principal loan amount.",
-                "properties": {
-                  "amount": {
-                    "type": "number"
-                  },
-                  "currency": {
-                    "const": "USD",
-                    "type": "string"
-                  }
-                },
-                "required": [
-                  "amount",
-                  "currency"
-                ],
-                "type": "object"
-              },
-              "interestRate": {
-                "additionalProperties": false,
-                "description": "Details about the interest rate.",
-                "properties": {
-                  "apr": {
-                    "description": "The Annual Percentage Rate, including fees.",
-                    "type": "number"
-                  },
-                  "rate": {
-                    "description": "The nominal interest rate.",
-                    "type": "number"
-                  },
-                  "type": {
-                    "description": "The type of interest rate.",
-                    "enum": [
-                      "fixed",
-                      "variable"
-                    ],
-                    "type": "string"
-                  }
-                },
-                "required": [
-                  "type",
-                  "rate",
-                  "apr"
-                ],
-                "type": "object"
-              },
-              "payment": {
-                "additionalProperties": false,
-                "description": "Details about the repayment schedule.",
-                "properties": {
-                  "amount": {
-                    "additionalProperties": false,
-                    "description": "The amount of each payment.",
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "currency": {
-                        "const": "USD",
-                        "type": "string"
-                      }
-                    },
-                    "required": [
-                      "amount",
-                      "currency"
-                    ],
-                    "type": "object"
-                  },
-                  "frequency": {
-                    "const": "monthly",
-                    "description": "The frequency of payments.",
-                    "type": "string"
-                  }
-                },
-                "required": [
-                  "frequency",
-                  "amount"
-                ],
-                "type": "object"
-              },
-              "prepaymentPenalty": {
-                "description": "Indicates if there is a penalty for early repayment.",
-                "type": "boolean"
-              },
-              "repayment": {
-                "additionalProperties": false,
-                "description": "Summary of repayment details.",
-                "properties": {
-                  "costOfFinancing": {
-                    "description": "The total cost of borrowing (interest and fees).",
-                    "type": "number"
-                  },
-                  "totalRepaymentAmount": {
-                    "description": "The total amount to be repaid over the life of the loan.",
-                    "type": "number"
-                  }
-                },
-                "required": [
-                  "totalRepaymentAmount",
-                  "costOfFinancing"
-                ],
-                "type": "object"
-              },
-              "termMonths": {
-                "description": "The duration of the loan in months.",
-                "type": "number"
-              },
-              "totalCost": {
-                "additionalProperties": false,
-                "description": "The total cost of the loan, including interest and fees.",
-                "properties": {
-                  "amount": {
-                    "type": "number"
-                  },
-                  "currency": {
-                    "const": "USD",
-                    "type": "string"
-                  }
-                },
-                "required": [
-                  "amount",
-                  "currency"
-                ],
-                "type": "object"
-              }
-            },
-            "required": [
-              "amount",
-              "interestRate",
-              "termMonths"
-            ],
-            "type": "object"
-          }
-        },
-        "required": [
-          "offerId",
-          "lender",
-          "product",
-          "terms",
-          "process",
-          "isSecureLendTenant"
-        ],
-        "type": "object"
-      },
-      "type": "array"
-    },
-    "summary": {
-      "additionalProperties": false,
-      "properties": {
-        "bestRate": {
-          "type": "number"
-        },
-        "fastestFunding": {
-          "type": "string"
-        },
-        "totalOffers": {
-          "type": "number"
-        }
-      },
-      "required": [
-        "totalOffers",
-        "bestRate",
-        "fastestFunding"
-      ],
-      "type": "object"
-    }
-  },
-  "required": [
-    "offers",
-    "summary",
-    "metadata"
-  ],
-  "type": "object"
-}New value: +null

First observedMay 27, 2026

TDQS

C2.8/5.0

Behavior1/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description bears the full burden of behavioral disclosure. It only says 'find and compare' without any details on what the tool returns, whether it triggers side effects (e.g., credit checks), what prerequisites exist, or how the comparison is presented. This is effectively a black box.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single, front-loaded sentence with no wasted words. It starts with the action and resource and immediately lists the filtering dimensions. It could be slightly richer, but as a brief one-liner it is well-structured and efficient.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has many siblings, no output schema, and no annotations, the description is insufficient for an agent to invoke it correctly. It doesn't explain the form of the comparison results, how to specify the criteria (query string vs. body), or any limitations. An agent would likely need to inspect or probe the tool to understand its behavior.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The schema defines zero parameters (additionalProperties: true), so the baseline for 0 params is 4. The description compensates by naming likely input criteria (amount, industry, revenue, purpose), which gives the agent hints about what to pass. However, it does not specify parameter types or formats, so it doesn't fully resolve ambiguity.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'find and compare' and the resource 'business loans', and lists specific filtering criteria (amount, industry, revenue, purpose). This distinguishes it from non-business-loan tools at a high level, though it doesn't differentiate from sibling tools like compare_business_credit_cards or compare_business_mortgages.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

There is no explicit guidance on when to use this tool versus alternatives like compare_business_credit_cards or compare_personal_loans. The criteria listed imply a business-loan context, but the description does not state exclusions or direct the agent to more appropriate siblings for other financial products.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

All SecureLend Market tools Inspect

Try in Browser

One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

Glama MCP Gateway

Add one secure layer between your agents and this server.

Resources

Need Help?