Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Discloses that results may include partner data (aligning with openWorldHint), notes conditional availability of bonuses/APY, and explicitly states the tool does not open accounts, directing users to provider website. Adds behavioral boundaries beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.