Business Calculator: GST, Margin & Everyday Formulas
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Exact answers for percentages, profit, GST, invoices, EOQ, DSO and 100+ business formulas.
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- Streamable HTTP · MCP 2025-06-18
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TDQS
Scored across 8 tools
Each of the seven area tools owns a clearly named domain (GST/TDS/invoice, finance MIS, HR/payroll, inventory/logistics, marketing/sales, numbers/dates/stats, pricing/profit), and descriptions explicitly cross-reference where overlap exists (e.g. 'GST (use gst_tds_invoice_calculators)'). Some residual overlap remains: DIO appears in both finance_mis and inventory_logistics, margin/markup in pricing_profit vs gross/net margin in finance_mis, and invoice discounts vs pricing discounts, which could cause misselection.
Seven tools follow a consistent '<domain>_calculators' noun pattern (finance_mis_calculators, hr_payroll_calculators, ...), which is predictable and readable. The catalogue tool business_calculator_list_formulas breaks the pattern as a verb_noun outlier, a minor deviation.
Eight tools is well within a sensible range: one catalogue/lookup tool plus seven topically scoped calculator bundles, each aggregating 3-7 sub-calculators. The granularity is deliberately coarse (one tool per business area) rather than exploding into 40+ single-formula tools, which is appropriate, though it means each tool's description is very long.
Coverage across pricing, GST/TDS, payroll, inventory, marketing/sales, finance MIS and general number/date/stat helpers is broad and includes a catalogue tool for discovery, so most everyday formula needs have a home. The consistent refusal of interest/EMI, NPV/IRR, discounting and loan schedules is a real dead end for a 'business calculator' asking for EMI, but it is stated up front and repeatedly, so agents can route around it.
Available Tools
8 toolsbusiness_calculator_list_formulasBusiness Calculator — List Formulas & ExplainARead-onlyInspect
List the business calculator's formulas: every calculator (gst_calculator, margin_markup_calculator, invoice_calculator, break_even_calculator, tds_tcs_calculator and 27 more) with its operations, synonyms, input fields and units, formula and example inputs. Inputs: tool (one calculator), query (search words, e.g. 'markup', 'ageing', 'gratuity'), operation (with tool: plain-language explanation and a worked example). Returns the catalogue only; it does not calculate your numbers (use the area tool for the calculator and run the script). Not for interest / EMI maths (excluded).
Inputs: tool, query, operation. Returns: tool, tools, inputs, reason, +11 more
finance_mis_calculatorsFinance, Accounts & MIS Calculators — Saifs AIARead-onlyInspect
Calculate finance and MIS figures exactly: gross / operating / net margin, current and quick ratio, debt-to-equity, working capital, asset turnover, ROE / ROA; DSO, DPO, DIO, cash conversion cycle, receivable / payable ageing buckets; budget vs actual (favourable / adverse), variance table, cost allocation by driver; depreciation schedules (straight-line, WDV, Income-tax half-rate rule); growth %, CAGR on values, market share, contribution to growth, index numbers. Returns a standard-library Python script with only these calculators (ratio_analysis_calculator, working_capital_days_calculator, budget_variance_calculator, depreciation_calculator, growth_share_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor interest, NPV, IRR, discounting, loan schedules (refused); cash-timing forecasts (MCP 64). Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
gst_tds_invoice_calculatorsGST, TDS / TCS & Invoice Calculators — Saifs AIARead-onlyInspect
Calculate Indian GST, TDS / TCS and invoice totals exactly: split ₹1,180 into base + GST, add GST, CGST + SGST / UTGST vs IGST by place of supply or GSTIN, reverse charge, GST slabs on a date (GST 2.0: 5 / 18 / 40); TDS by section with threshold check (194C, 194H, 194I, 194J, 194Q, 194T ...; Income-tax Act 2025 s.393 from 1-Apr-2026), TCS (s.394 rates from 1-Apr-2026); invoice lines → discount → GST → round-off → amount in words; convert currency at a rate you supply. Returns a standard-library Python script with only these calculators (gst_calculator, tds_tcs_calculator, invoice_calculator, currency_converter) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor HSN classification, filing returns, salary TDS, live FX rates, interest. Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
hr_payroll_calculatorsHR, Payroll & Gratuity Calculators — Saifs AIARead-onlyInspect
Calculate payroll, gratuity and workforce metrics exactly: overtime pay, pro-rata salary for joiners and leavers, leave accrual (OSH Code 1 day per 20 worked), gratuity (15/26, ₹20 lakh cap, 5-year rule, fixed-term 1 year under the Code on Social Security from 21-Nov-2025); attrition, average headcount, absenteeism, cost per hire, revenue per employee, billable utilisation. Returns a standard-library Python script with only these calculators (payroll_calculator, workforce_metrics_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor salary income-tax, PF / ESI contributions, legal advice. Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
inventory_logistics_calculatorsInventory, Purchase, Logistics & Production Calculators — Saifs AIARead-onlyInspect
Calculate stock, purchase, shipping and production numbers exactly: EOQ, reorder point, safety stock z·σ·√L, days of cover; inventory turnover, DIO, fill rate, FIFO and weighted-average stock valuation, dead stock %; landed cost (freight / duty / insurance allocated by value, weight or qty), import duty BCD + SWS + IGST; courier volumetric and chargeable weight, CBM, cartons, pallets; OEE, capacity utilisation, takt and cycle time, yield / scrap, Little's law. Returns a standard-library Python script with only these calculators (eoq_reorder_calculator, inventory_metrics_calculator, landed_cost_calculator, shipping_weight_calculator, production_efficiency_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor demand forecasting (MCP 18) or multi-SKU optimisation (MCP 16). Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
marketing_sales_calculatorsMarketing, Sales Funnel & SaaS Metrics Calculators — Saifs AIARead-onlyInspect
Calculate marketing, funnel and subscription metrics exactly: CTR, CPC, CPM, CPL, CPA, ROAS, simple ROI; funnel stage conversion, win rate, average deal size, sales velocity, quota attainment, pipeline coverage; CAC, LTV (no discounting), LTV:CAC, CAC payback, ARPU, MRR / ARR, churn and retention, NRR / GRR. Returns a standard-library Python script with only these calculators (ad_metrics_calculator, sales_funnel_calculator, unit_economics_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor attribution modelling, discounted LTV, customer segmentation (MCP 14). Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
numbers_dates_stats_calculatorsNumber Format, Units, Dates & Statistics Calculators — Saifs AIARead-onlyInspect
Format numbers and calculate dates, units and statistics exactly: round half-up / banker's / nearest ₹1 / 50 paise, Indian lakh-crore format 1,23,45,678.50, amount in words, lakh / crore ↔ million / billion, read '₹1.2 lakh'; convert kg / t / lb, cm / in, sq ft / acre, litre / CBM, dozen / gross, °C / °F; days between dates, working days with holidays, due dates, ageing days, month-end, Indian financial year and quarter; mean, weighted average, median, mode, std dev, percentile, quartiles, z-score; survey sample size, margin of error, confidence intervals; moving average, linear trend, correlation. Returns a standard-library Python script with only these calculators (number_format_calculator, unit_converter, date_due_date_calculator, average_statistics_calculator, survey_sample_calculator, trend_basic_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor forecasting with seasonality (MCP 18). Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
pricing_profit_calculatorsPricing, Margin & Discount Calculators — Saifs AIARead-onlyInspect
Calculate prices, profit and percentages exactly: what is 18% of a price, % change, percentage points, reverse %; price from target margin, margin vs markup; single / chain (10% + 5%) / trade + cash discounts, MRP back-calculation; profit or loss % on cost and on sale; slab / volume pricing, sales commission slabs, incentive payout; break-even units and revenue, contribution margin, target-profit units, margin of safety; split an amount by a ratio, rule of three. Returns a standard-library Python script with only these calculators (percentage_calculator, margin_markup_calculator, discount_calculator, profit_loss_calculator, tier_pricing_commission_calculator, break_even_calculator, ratio_proportion_calculator) to run in your code sandbox; each answer gives result, formula, inputs used, rounding, rule version and effective date. Inputs: tools (narrow to some of these calculators), calls ([{tool, operation, inputs, rounding?, as_of?}] baked into the script; a calculator from another area named in calls is added), calls_path (JSON file of calls in your sandbox). Calculation never runs on this server or any API. Not for EMI / interest / NPV / IRR (refused), nor win-probability pricing (Saifs MCP 59); GST (use gst_tds_invoice_calculators). Operation and input names: business_calculator_list_formulas.
Inputs: calls, tools, calls_path, full_catalog. Returns: area, notes, script, language, +11 more
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