Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden. It goes beyond a generic 'List access keys' by stating the operation is metadata-only and that key material is never returned again. This is a genuinely useful safety-relevant disclosure. It does not discuss pagination or ordering, but for a simple list operation the key behavior is covered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.