Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint, so safety is covered. The description adds valuable behavioral context: sorting by newest effective date, enrichment with product/variant, pagination, and filtering options. These are not available in the schema and help an agent understand the tool's behavior beyond safety.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.