Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%; the schema already documents start_date, end_date, category, and include_capex with formats and defaults. The description does add the 'by category and vendor' framing, but that more describes the output than the parameters. Baseline 3 applies because the schema carries the parameter documentation.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.