Ghana Scam Check

Use this when someone in Ghana shares a text, a WhatsApp message or an account of a phone call about mobile money, a bank, a prize, a job, an investment, a delivery or a request for money, and wants to know whether it looks like a known fraud. It returns the fraud patterns the message resembles, what to do, and where to report in Ghana, each with its source. Do not use it to tell someone a message is safe, for fraud outside Ghana, or to trace or recover money. Do not pass PINs or one-time codes to it: leave them out of the message.

Use this when someone asks which mobile-money or online frauds are common in Ghana, or how a named one works (for example the "wrong transfer" call, SIM swap, or a prize that needs a payment). Do not use it for fraud outside Ghana, and do not present the list as complete: it covers patterns the authorities and networks have described.

Use this when someone in Ghana asks where to report mobile-money or online fraud, or what to do after sending money to a fraudster. It gives the reporting channels of the Cyber Security Authority, the networks, the police and the Bank of Ghana, and the steps to take in order. Do not use it for other countries, and do not suggest that money will be recovered: the authorities say recovery is difficult once money is withdrawn.