Screen an ACH payment through the DPX compliance oracle before execution. Runs FATF R16, GENIUS Act, MiCA, and AML checks against the recipient. Returns APPROVED / FLAGGED / BLOCKED with full compliance reasoning.
Use this tool BEFORE every ACH payment via mercury.send. ACH is hard to reverse — compliance pre-screening prevents blocked transactions and BSA/AML exposure.
Workflow:
1. mercury.ach_authorize (screen only, autoExecute:false) → review decision
2. If APPROVED → set autoExecute:true to send, or call mercury.send directly
3. If FLAGGED → manual review required before proceeding
4. If BLOCKED → do not proceed
Connector