FILES A PENDING DRAFT ONLY — NOTHING CHANGES UNTIL A HUMAN REVIEWS AND APPROVES IT IN TAOKEH. Propose how ONE bank line already posted as a customer payment (money in) or a supplier payment (money out) settles open invoices or bills — the owner's "this deposit paid these three invoices". An admin or bookkeeper reviews it and approves; only that tap allocates, exactly as Banking → Match → Save does, and the documents then read as paid. Pass `bankTransactionId` (a POSTED line from bank_review_queue with status "posted") and `allocations`: [{saleId, amount}] for money in, [{purchaseId, amount}] for money out, ringgit, adding up to the WHOLE line to the sen (the in-app pane's ±0.10 rounding allowance does not apply to a proposal). At most 50 documents. WHICH DOCUMENTS: only the ones Banking → Match offers this line — the open invoices of the customer the line is posted against (or, when that customer has none open, the invoices of the company's walk-in customer — the one the owner marked on its customer page, else a customer named 'CASH SALES'), or the supplier's open bills. A line with no customer at all is offered nothing. A document of ANY other party is refused, because no screen in Taokeh offers it: if the payment was posted against the wrong customer, or no customer, the owner unposts the line in Banking, sets the right customer, and posts it again — then file this. A refusal lists the documents the line can take, with their ids. ALSO REFUSED BY NAME, at filing and again at approval: a line not posted, not a customer/supplier payment, already matched (a match someone saved is never replaced), or on a foreign-currency account (the owner settles those in the app); a document not open; an amount over what a document still owes; a document dated AFTER the payment (an advance is allocated by hand); the same document twice; a pending match already filed for the line. If the line or a document changes before approval (paid, credited, re-tagged, matched), approval refuses and nothing is allocated. `note`: one short line for the owner saying how you know (the remittance, the customer's message).