Run an Australian identity check over a SET of identity documents. A vision model reads
each document (which ID it is, which fields it shows — name/photo/address/signature — and its
issue date); a deterministic engine then tallies them against a scheme and reports whether
identity is established, and exactly what's still missing if not.
USE THIS WHEN someone needs to verify a person's identity from their documents — KYC /
onboarding / "do these documents satisfy the 100-point check?" Pass ALL the person's
documents together (a passport alone is 70 points; the check needs >= 100).
`documents` is a list, each item ONE of: {"url": "https://..."} (public link, fetched
server-side) or {"bytes_b64": "...", "filename": "passport.pdf"} (inline). Up to 10.
`scheme`: "afp_100_point" (points, default) or "austrac_safe_harbour" (category combinations).
Returns `{established, points/target or satisfied_path, documents[] (per-document: type,
fields shown, whether it counted and why-not), reason, accepts, ...}`. This is identity
COVERAGE, not a forgery judgment — run verify_document for authenticity. Documents are
never stored.
Costs 2 credit(s) per call.
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