pontage

A self-settling x402 payment gateway for MCP tools. Gate any Model Context Protocol tool behind a per-call USDC micropayment — and verify and settle the payment directly against the chain, with no third-party facilitator in the path.

License: MIT  ·  Python 3.12  ·  Base + USDC (EIP-3009)

pontage (n.) — the medieval toll paid to cross a bridge. The agent pays pontage; the gateway takes it straight across to the chain.

Why

AI agents increasingly consume gated tools, APIs, and data with no human in the loop to click "subscribe." x402 revives HTTP 402 as the protocol for this: the server answers 402 Payment Required, the agent signs a stablecoin payment, and the server serves the resource once paid.

The reference x402 deployments (Cloudflare, AWS) delegate payment verification and settlement to a hosted facilitator. pontage collapses that role into the server itself:

   reference x402:   Agent ──▶ Server ──▶ Facilitator ──▶ Blockchain
   pontage:          Agent ──▶ Gateway ─────────────────▶ Blockchain

The buyer signs an EIP-3009 transferWithAuthorization — a gasless authorization that moves USDC directly from the buyer's wallet to the seller's receiving address. The gateway only verifies the signature and broadcasts the authorization. It never custodies buyer funds and never holds spendable revenue. The single key it holds pays gas and holds dust — the entire drainable surface (see Custody model).

Related MCP server: MEOK x402 Wrap MCP

Why not just have the agent pay and hand us the txid?

That's the naive design — and it's exactly what the attack harness below exists to break. It looks simple until you actually build it:

• A txid can be replayed. Nothing stops an agent from handing you a txid from a payment it already redeemed against you (or from a totally different service). Without a server-issued, single-use nonce that you atomically claim, "here's a txid" is just a receipt you have no way to invalidate.

• A raw transfer isn't bound to what it paid for. A token transfer says "A sent B tokens" — nothing more. It doesn't say which tool call, which arguments, or which price it was authorizing. Without binding the payment to the exact request up front, an agent can pay the cheap price once and swap in a more expensive call before you check.

• "I sent a txid" isn't "the money moved." The transaction could still be pending, get dropped, get replaced, or fall out of the chain in a reorg. Serving as soon as you see a txid — instead of after on-chain confirmation — means you're trusting the agent's claim, which is the exact trust problem HTTP 402 exists to remove.

• You need to check it against a live chain anyway. Confirming a payment really landed means an RPC call (or your own node), decoding the receipt, confirmation-depth logic that scales with price, and idempotent handling so a slow confirmation doesn't get double-charged or double-served.

• The agent still needs to learn the price and address first. Even in the "just send a txid" version, there's an implicit handshake before payment — which is precisely what the 402 challenge formalizes instead of leaving ad hoc.

So the job doesn't go away — mint a challenge, bind it to the request, verify the payment against it, atomically claim it exactly once, wait for on-chain confirmation, then serve. pontage's bet isn't that this job is avoidable; it's that you don't need to hand it to a third-party facilitator to do it correctly. Verification and settlement happen in-process, directly against the chain.

What makes it different

• No facilitator dependency. Verify + settle happen in-process over plain JSON-RPC. No hosted service, no third-party account, no facilitator economics.

• A reproducible attack-test harness. The paper Five Attacks on x402 found every audited open-source x402 SDK exploitable. pontage ships each attack class as a runnable test that succeeds against a naive gateway and fails against this one — so you verify the defenses yourself instead of trusting a claim. See tests/attacks/.

• Payment bound to the exact request. The gateway issues the EIP-3009 nonce and binds it to a specific tool + argument set, closing the request↔payment binding gap that underlies most x402 replay attacks.

• Clean settlement-adapter interface. The engine depends only on a SettlementAdapter protocol; the Base/USDC EIP-3009 implementation is one swappable module.

Quick start

Requires uv and Python 3.12.

uv sync

# Run the gateway with an in-memory fake chain (no wallet, no network needed).
PONTAGE_CHAIN_MODE=fake \
PONTAGE_PAY_TO_ADDRESS=0x2222222222222222222222222222222222222222 \
uv run python -m pontage

In another terminal, run the example paying agent end-to-end:

uv run python examples/client.py --tool lucky_number --args '{"seed": "pontage"}'

→ calling lucky_number (no payment)
← 402 challenge: $0.001 USDC on base-sepolia to 0x2222…2222
→ paying and re-calling lucky_number
← tool result: { "seed": "pontage", "luckyNumber": 37, ... }
← settlement receipt: { "success": true, "transaction": "0x0f3c…10ed", ... }

The client fetches the 402 challenge, signs the EIP-3009 authorization with the server-issued nonce, and re-calls the tool with the payment in _meta["x402/payment"] — the x402 MCP transport pattern.

Defining a paid tool

from pontage.transport.paid_tool import paid_tool

@paid_tool(mcp, get_engine, price_atomic=1_000)  # $0.001 (USDC has 6 decimals)
async def market_lookup(symbol: str) -> dict:
    """Premium market data for a symbol."""
    return await fetch_quote(symbol)

The first call returns a 402-style challenge; the paid retry runs the tool and returns a settlement receipt. Payment travels in _meta, never in the tool arguments — the tool's public schema stays clean.

Payment flow (Mode A: confirm-before-serve)

1. Agent calls the tool with no payment.

2. Gateway records a challenge (server-issued nonce, price, recipient, expiry) and returns the x402 402 challenge.

3. Agent signs an EIP-3009 authorization over the challenge's nonce and re-calls.

4. Gateway verifies the payload against the stored challenge (signature, recipient, amount, validity window, resource binding), atomically claims the nonce (DB unique constraint — the replay lock), then broadcasts the authorization and waits for on-chain confirmation.

5. Only after funds have moved does the tool run; the receipt (tx hash) is returned in _meta["x402/payment-response"].

Serving is gated on money moved, not on signature validity — the core defense against the "unpaid service" attack.

Custody model

Because EIP-3009 moves funds buyer → receiving address directly, the total drainable surface is gas dust plus whatever revenue cap you configure (PONTAGE_FLOAT_CAP_ATOMIC).

Configuration

Environment variables, prefix PONTAGE_:

See .env.example and docs/ for the full list.

The attack harness

uv run pytest tests/attacks/ -v

Each test attacks both a deliberately-naive gateway and the real engine under identical on-chain conditions (a real in-memory chain model, not a mock), and asserts the exploit succeeds against naive, fails against pontage:

Status & scope

pontage is v0.1 — a working, demonstrable slice: one FastAPI service, an MCP server with paid tools, EIP-3009 verify + settle on Base, and the attack harness. It is a reference implementation, not a hardened financial system; run the public demo on a capped mainnet float, and read the custody model before pointing real money at it.

Deferred to later milestones: a Go settlement core, serve-on-verify (Mode B), prepaid tabs, a plain-HTTP middleware surface, and additional chain adapters (the interface stays generic).

Development

uv sync
uv run ruff check src tests        # lint
uv run ruff format src tests       # format
uv run mypy src/pontage           # strict type check
uv run pytest                      # tests (no network needed)

License

MIT — see LICENSE.