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AgentPay Pharos

A drop-in MCP skill that gives AI agents a real on-chain wallet on Pharos — check balances, read live prices, move tokens, pay only when conditions are met, screen for scams, and buy x402 pay-per-use APIs, all from natural language.

agentpay-pharos is a Model Context Protocol server. Point any MCP-compatible client (Claude Desktop, Cursor, …) at it and your agent gains 20 payment & safety tools backed by a live wallet on the Pharos network — no glue code required.

✨ Highlights

  • Full wallet control — balances, transfers, wrap/unwrap, gas estimates, and history for PHRS / WPHRS, USDC, USDT, WETH.

  • Conditional & batch payments — "pay 5 USDC only if WETH > $2000", or fan out a payroll run in one call.

  • Built-in safety net — GoPlus-powered screening of wallets, tokens, and contracts; safe_transfer refuses flagged recipients. No API key needed.

  • x402 native — agents autonomously pay for metered HTTP APIs over the x402 protocol.

  • Testnet → mainnet — develop on Atlantic, ship to Pacific by flipping one env var.

Related MCP server: agenti

🧰 Tools

Payments & wallet

Tool

What it does

get_wallet_balances

All token balances (PHRS, USDC, USDT, WETH, WPHRS) in one call

get_wallet_profile

Snapshot of holdings + recent activity

send_usdc / send_token

Transfer a stablecoin or any supported token

safe_transfer

Like send_token, but blocks known-malicious recipients

batch_send

Multi-recipient payout with a per-token summary

conditional_payment

Send only if a price condition holds

multi_condition_payment

Combine several price/threshold conditions

wrap_phrs / unwrap_phrs

Wrap/unwrap native PHRS ↔ WPHRS

estimate_gas

Preview gas cost before sending

get_transaction_history

Recent transactions for the wallet

Prices & network

Tool

What it does

get_token_price

Live price for a supported token

get_network_stats

Pharos network status / metrics

Safety (GoPlus)

Tool

What it does

check_wallet_safety

Risk-screen an address

check_token_safety

Detect honeypots / risky tokens

check_contract_safety

Screen a contract before interacting

x402 & payment requests

Tool

What it does

x402_pay_for_resource

Pay for and fetch an x402-gated HTTP resource

create_payment_request

Generate a payment request others can fulfill

verify_payment_received

Confirm an expected payment landed

🚀 Install

npm install -g pharos-paygate

From source:

git clone https://github.com/mo726278282/agentpay-pharos.git
cd agentpay-pharos && npm install && npm run build

⚙️ Configure

cp .env.example .env
PRIVATE_KEY=your_wallet_private_key_here   # dedicated, low-value key
NETWORK=testnet                            # "testnet" (Atlantic) or "mainnet" (Pacific)
CHAIN_ID=688689
RPC_URL=https://atlantic.dplabs-internal.com
MAINNET_RPC_URL=https://rpc.pharos.xyz
FACILITATOR_URL=https://x402.org/facilitator

Register with your MCP client (Claude Desktop claude_desktop_config.json):

{
  "mcpServers": {
    "agentpay-pharos": {
      "command": "pharos-paygate",
      "env": { "PRIVATE_KEY": "your_wallet_private_key_here", "NETWORK": "testnet" }
    }
  }
}

💬 Example prompts

  • "What's in my wallet right now?"

  • "Send 25 USDC to 0xabc…, but only if it isn't a flagged address."

  • "Pay 5 USDC to 0xdef… if WETH is above $2,000."

  • "Is token 0x123… safe to receive?"

  • "Buy access to this x402 API and fetch the data."

🛡️ Safety model

Screening is powered by GoPlus — malicious addresses, honeypot tokens, risky contracts — no API key required. safe_transfer refuses high-risk recipients outright. Treat these as guardrails, not guarantees.

🌐 Networks

Network

Env

Chain ID

Atlantic (testnet)

NETWORK=testnet

688689

Pacific (mainnet)

NETWORK=mainnet

1672

🧑‍💻 Development

npm run dev        # run from source with tsx
npm run build      # compile to dist/
npm run inspector  # debug tools in the MCP Inspector

⚠️ Disclaimer

This software signs and broadcasts real blockchain transactions with the key you provide. Use a dedicated wallet, start on testnet, and never commit your .env. Nothing here is financial advice — you are responsible for every transaction your agent makes.

📄 License

MIT

Available Tools

20 tools
batch_sendA

Send tokens to multiple recipients in one call and get a per-recipient result summary

Inputs: recipients (required), memo, network.

check_contract_safetyB

Analyze a smart contract for verification status, proxy patterns, and known risk items using the GoPlus Security API

Inputs: contract_address (required), chain_id, network.

check_token_safetyA

Analyze a token contract for honeypots, taxes, mint risk, and ownership risks using the GoPlus Security API

Inputs: token_address (required), chain_id, network.

check_wallet_safetyB

Screen a wallet address for malicious activity, blacklists, and sanctions using the GoPlus Security API

Inputs: address (required), chain_id, network.

conditional_paymentA

Send a payment only if a token price condition is met, e.g. send 5 USDC if WETH price > 2000

Inputs: to (required), amount (required), token (required), condition_token (required), +3 more.

create_payment_requestB

Generate a structured payment request payable to this wallet, with an expiry and a human readable payment URI

Inputs: amount (required), token (required), memo, expires_in_minutes, +1 more.

estimate_gasA

Estimate the gas cost of a token transfer in PHRS and USD

Inputs: to (required), token (required), amount (required), network.

get_network_statsA

Get live Pharos Atlantic Testnet stats: block number, gas price, and latest block details

Inputs: network.

get_token_priceA

Get the live USD price of PHRS, USDC, USDT, or WETH from CoinGecko

Inputs: token (required), currency, network.

get_transaction_historyB

Get recent transactions for an address from the Pharos Atlantic explorer

Inputs: address (required), limit, network.

get_wallet_balancesC

Get PHRS (native), USDC, USDT, WETH, and WPHRS balances for any wallet on Pharos Atlantic Testnet

Inputs: address (required), network.

get_wallet_profileA

Build a full wallet intelligence report: balances with USD values, transaction count, wallet age estimate, and GoPlus safety status

Inputs: address (required), network.

multi_condition_paymentA

Send a payment only if multiple token price conditions pass, combined with AND or OR logic

Inputs: to (required), amount (required), token (required), conditions (required), +2 more.

safe_transferA

Screen the recipient with GoPlus first, then send the token only if the recipient is not high risk

Inputs: to (required), amount (required), token (required), skip_safety_check, +1 more.

send_tokenC

Send any supported token (USDC, USDT, WETH, WPHRS) to an address on Pharos Atlantic Testnet

Inputs: token (required), to (required), amount (required), network.

send_usdcC

Send USDC to an address on Pharos Atlantic Testnet, with an optional memo

Inputs: to (required), amount (required), memo, network.

unwrap_phrsA

Unwrap WPHRS back into native PHRS (WETH-style withdraw)

Inputs: amount (required), network.

verify_payment_receivedB

Check recent transactions for a matching incoming payment of an expected amount and token

Inputs: expected_amount (required), token (required), wallet_address (required), expected_from, +2 more.

wrap_phrsA

Wrap native PHRS into WPHRS (WETH-style deposit)

Inputs: amount (required), network.

x402_pay_for_resourceA

Fetch an x402-protected URL, automatically paying for it with USDC if the price is within max_price

Inputs: url (required), max_price (required), network.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

Loading tool schema changelog…

    TDQS

    A3.5/5.0

    Scored across 20 tools

    Disambiguation4/5

    Most tools have clearly distinct purposes, but there is some overlap among sending variants (send_token, safe_transfer, conditional_payment, etc.), which could cause misselection if descriptions are not carefully read.

    Naming Consistency4/5

    All tools use snake_case with a verb_noun pattern, which is consistent. A few names like 'x402_pay_for_resource' break the pattern slightly, but overall it's predictable.

    Tool Count4/5

    20 tools is on the higher end but still reasonable for a comprehensive payment and DeFi server. Each tool serves a specific function, and the count is justified by the scope.

    Completeness5/5

    The tool set covers all major workflows: sending (multiple variants), receiving verification, wrapping/unwrapping, safety checks, balances, network stats, and pricing. No obvious gaps for the declared testnet domain.

    Maintenance

    ActivityInactive
    ResponsivenessNo recent community issues

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