title: Fintools MCP emoji: 🧮 colorFrom: blue colorTo: green sdk: gradio sdk_version: "6.19.0" app_file: app.py pinned: false

fintools-mcp

Live demo: https://huggingface.co/spaces/varutudor/fintools-mcp

Personal finance calculators exposed as an MCP server with a Gradio UI, deployable to Hugging Face Spaces.

Related MCP server: LunchMoney MCP Server

Tools

• monthly_payment — mortgage payment for annuity or fixed-principal loans

• amortization_schedule — month-by-month payment/principal/interest breakdown

• payoff_simulation — months and interest saved by paying extra each month

• refinance_breakeven — monthly savings, breakeven month, and net savings of a refinance

• compound_savings — end balance of monthly deposits with compound interest

• emergency_fund_target — target amount, gap, and months to reach it

• real_return — inflation-adjusted return (Fisher equation, exact and approximate)

Run locally

pip install -r requirements.txt
python app.py

Run tests

pytest

Use as an MCP server

Claude Code:

claude mcp add --transport http --scope user fintools https://varutudor-fintools-mcp.hf.space/gradio_api/mcp/

Generic config (SSE endpoint):

{
  "mcpServers": {
    "fintools": {
      "url": "https://varutudor-fintools-mcp.hf.space/gradio_api/mcp/sse"
    }
  }
}

Note: the free Space sleeps after inactivity — the first request may take ~30s while it wakes up.