Click on "Deploy Server".
Wait a few minutes for the server to deploy. Once ready, it will show a "Started" state.
In the chat, type @ followed by the MCP server name and your instructions, e.g., "@Insurance Premium Calculator What's the health premium for a 40-year-old smoker with diabetes and ₹1,000,000 coverage?"
That's it! The server will respond to your query, and you can continue using it as needed.
Here is a step-by-step guide with screenshots.
A simple Model Context Protocol (MCP) server that provides insurance premium calculation services. This server implements three main tools for calculating and comparing insurance premiums.
Calculate Basic Premium - Calculates basic insurance premium based on age, coverage amount, and policy type
Calculate Health Premium with Conditions - Calculates health insurance premium including pre-existing conditions and smoking status
Compare Policies - Compares premium for all policy types (term, health, vehicle) for a given age and coverage
Related MCP server: RACV Insurance MCP Server
npm installTo run the MCP server with the inspector:
npx @modelcontextprotocol/inspector node index.jsThe server will start and display "Insurance Premium Calculator MCP Server is running!" when ready.
Calculates basic insurance premium based on age, coverage and policy type.
Parameters:
age (number): Age of the person (18-80)
coverage_amount (number): Coverage amount in rupees
policy_type (enum): Type of insurance policy ("term", "health", "vehicle")
Calculates health insurance premium including pre-existing conditions.
Parameters:
age (number): Age of the person
coverage_amount (number): Coverage amount in rupees
pre_existing_condition (enum): Pre-existing health condition ("none", "diabetes", "hypertension", "heart_disease")
smoker (boolean): Whether the person is a smoker
Compares premium for all policy types for a given age and coverage.
Parameters:
age (number): Age of the person
coverage_amount (number): Coverage amount in rupees
Node.js
@modelcontextprotocol/sdk - MCP server implementation
Zod - Data validation
Ensure you have Claude Desktop installed
Run the MCP server:
npx @modelcontextprotocol/inspector node index.jsOpen Claude Desktop
Connect to the MCP server:
Claude Desktop should automatically detect the running MCP server
If not, you may need to follow the instructions in Claude Desktop to manually connect to a local MCP server
Test the tools:
Use the Claude Desktop interface to interact with the MCP server
You can test each tool by providing the required parameters
Example prompts:
"Calculate the basic term insurance premium for a 35-year-old with ₹500,000 coverage"
"What's the health insurance premium for a 40-year-old non-smoker with ₹1,000,000 coverage and diabetes?"
"Compare all policy types for a 30-year-old with ₹750,000 coverage"
View results: Claude Desktop will display the JSON responses from the MCP server in a readable format
Claude Desktop provides an intuitive interface for interacting with MCP servers without having to write custom code. It supports tool discovery, parameter validation, and response visualization.
Compares premium for all policy types for a given age and coverage
Inputs: age (required), coverage_amount (required).
Recent tool additions, removals, and schema changes observed during successful MCP inspections.
Loading tool schema changelog…
Scored across 3 tools
Each tool has a clearly distinct purpose: calculate_basic_premium handles standard insurance, calculate_health_premium focuses on health-specific factors, and compare_policies provides comparison across types. There is no overlap or ambiguity between these functions.
All tools follow a consistent verb_noun pattern with snake_case (calculate_basic_premium, calculate_health_premium, compare_policies). The naming is predictable and readable throughout the set.
With only 3 tools, the set feels thin for an insurance premium calculator domain. While the tools cover core calculations and comparison, additional operations like updating policies or handling claims might be expected, making the count borderline for the scope.
The tools cover basic premium calculations and comparison, but there are notable gaps for a full insurance domain, such as missing CRUD operations for policies, handling claims, or managing customer data. Agents can work around this for simple tasks but may fail in more complex scenarios.
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