Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Cancel a subscription' implies a destructive mutation, but it doesn't specify whether this is reversible, requires specific permissions, affects billing, or has side effects like data retention. This leaves significant gaps for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.