Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It discloses the critical behavioral constraint ('only if in draft state') which is valuable context beyond basic deletion. However, it doesn't mention authentication requirements, error conditions, or what happens if the expense isn't in draft state.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.