United States Census Bureau | An official website of the United States Government
How Age and
Poverty Level
Impact Health
Insurance
Coverage
While the Share of Uninsured
Remained at About 8% in 2023,
Rates Varied by Age and Poverty
Level
September 10, 2024
Written by: Lisa Bunch, Halelujha Ketema, Katherine Keisler-Starkey
The percentage of people without health insurance coverage in 2023 was 8%, not significantly higher than the 7.9% uninsured rate
in 2022, according to a U.S. Census Bureau report released today.
The report Health Insurance Coverage in the United States: 2023 [https://www.census.gov/library/publications/2024/demo/p60-
284.html] , reveals health insurance coverage rates and type between 2022 and 2023 for children under age 19, working-age adults
ages 19 to 64, and adults age 65 and older.
About a quarter of working-age adults in poverty were uninsured each year between 2020
and 2023.
The family income-to-poverty ratio provides a measure of a family’s economic resources. This ratio compares family income to a
poverty threshold based on the age and number of family members.
People are classified as being in poverty if their family income is less than the poverty threshold. Family resources may determine
the ability to afford private health insurance, and families below certain thresholds may qualify for public health insurance, such as
Medicaid.
Age may also factor into individuals’ access to health insurance coverage and type.
Children under age 19 may have health coverage through a variety of sources, including a parent’s private plan or public programs
like Medicaid or the Children’s Health Insurance Program (CHIP).
Adults ages 19 to 64 generally have lower coverage rates than those under age 19 and adults age 65 and older. That’s because
their coverage is often directly tied to employment. They do not qualify for programs intended for children and only qualify for
public programs under specific medical or income-level circumstances.
Health Insurance Coverage by Age and Income-to-Poverty Ratio
From 2020 to 2023, the share of children under 19 and working-age adults ages 19 to 64 with health coverage differed depending
on income and poverty levels.
Among those who lived below the poverty level:
Most children under 19 and working-age adults had public insurance. In each year, over three-quarters of children under 19
and about half of working-age adults in poverty had public coverage.
The uninsured rate of children under 19 in poverty ranged from 8.3% to 10.3% between 2020 and 2023.
About a quarter of working-age adults in poverty were uninsured each year between 2020 and 2023.
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-1-health-insurance-coverage.jpg]
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-2-health-insurance-coverage.jpg]
Among those living in families with incomes between 100% and 399% of poverty thresholds:
More than half of children under 19 and working-age adults had private insurance.
The percentage of children under 19 with public insurance rose from 42.3% in 2020 to 45% in 2023.
About a quarter of working-age adults had public insurance from 2020 to 2023.
The uninsured rate among children under 19 dipped between 2020 and 2022 from 7.0% to 6.1% and was 6.7% in 2023.
The uninsured rate for working-age adults fell from 17.3% in 2020 to 15.2% in 2022, increasing to 16.1% in 2023.
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-3-health-insurance-coverage.jpg]
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-4-health-insurance-coverage.jpg]
Among those in families with incomes in the highest income-to-poverty ratio group (at or above 400% of poverty):
Over 90% of children under 19 and working-age adults had private insurance.
The share of children under 19 with public insurance rose from 5.9% in 2020 to 6.8% in 2023.
The share of working-age adults with public insurance rose from 5.2% in 2020 to 6% in 2023 while their uninsured rate fell
from 4.5% to 4% during this period.
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-5-health-insurance-coverage.jpg]
[/content/dam/Census/library/stories/2024/09/health-insurance-coverage/figure-6-health-insurance-coverage.jpg]
Definitions and more information on confidentiality protection and sampling and nonsampling error are available in the technical
documentation [/programs-surveys/cps/technical-documentation/complete.html] .
All comparative statements in this article have undergone statistical testing and, unless otherwise noted, are statistically
significant at the 10% significance level.
Lisa Bunch and Halelujha Ketema are survey statisticians and Katherine Keisler-Starkey is an economist in the Census
Bureau’s Health and Disability Statistics Branch.
This article was filed under:
Age [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/ThePopulation/Age]
Data Services [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/census-operations/data-equity]
Health [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/Health]
Health Insurance [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/Health/health-insurance]
Income and Poverty [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/Income-Poverty]
Population [/library/stories.html?visual-list-fb55843e87:filters=Census:Topic/ThePopulation]
Related Statistics
America Counts: Stories About
Health Insurance
America Counts: Stories About
Income & Poverty
Explore various America Counts stories on the topic of
health insurance.
Explore various America Counts stories on the topic of
income and poverty.
[/topics/health/health-insurance/stories.html]
[/topics/income-poverty/stories.html]
Current Population Survey
(CPS)
The CPS is a monthly survey sponsored by the Bureau of
Labor Statistics and conducted by the U.S. Census
Bureau.
[/programs-surveys/cps.html]
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Page Last Revised - September 10, 2024