Financial MCP Server

{ "creditReports": [ { "creditReportData": { "userMessage": { "userMessageText": "Normal Response" }, "creditProfileHeader": { "reportDate": "20210620", "reportTime": "023304" }, "currentApplication": { "currentApplicationDetails": { "enquiryReason": "6", "amountFinanced": "0", "durationOfAgreement": "0", "currentApplicantDetails": { "dateOfBirthApplicant": "19910202" } } }, "creditAccount": { "creditAccountSummary": { "account": { "creditAccountTotal": "6", "creditAccountActive": "6", "creditAccountDefault": "0", "creditAccountClosed": "0", "cadSuitFiledCurrentBalance": "0" }, "totalOutstandingBalance": { "outstandingBalanceSecured": "44000", "outstandingBalanceSecuredPercentage": "59", "outstandingBalanceUnSecured": "31000", "outstandingBalanceUnSecuredPercentage": "41", "outstandingBalanceAll": "75000" } }, "creditAccountDetails": [ { "subscriberName": "HDFC Bank", "portfolioType": "I", "accountType": "01", "openDate": "20060110", "highestCreditOrOriginalLoanAmount": "50000", "accountStatus": "83", "paymentRating": "5", "paymentHistoryProfile": "00??????????????????????????????????", "currentBalance": "5000", "amountPastDue": "1000", "dateReported": "20201228", "occupationCode": "S", "rateOfInterest": "11.5", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "ICICI Bank", "portfolioType": "I", "accountType": "03", "openDate": "20060122", "highestCreditOrOriginalLoanAmount": "110000", "accountStatus": "11", "paymentRating": "0", "paymentHistoryProfile": "44??????????????????????????????????", "currentBalance": "17000", "amountPastDue": "13000", "dateReported": "20201228", "occupationCode": "S", "rateOfInterest": "8.24", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Aditya Brila Finance Limited", "portfolioType": "I", "accountType": "53", "openDate": "20060119", "highestCreditOrOriginalLoanAmount": "95000", "accountStatus": "78", "paymentRating": "2", "paymentHistoryProfile": "33??????????????????????????????????", "currentBalance": "14000", "amountPastDue": "10000", "dateReported": "20201228", "occupationCode": "N", "rateOfInterest": "14", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Bajaj Finance", "portfolioType": "I", "accountType": "04", "openDate": "20060113", "highestCreditOrOriginalLoanAmount": "65000", "accountStatus": "11", "paymentRating": "0", "paymentHistoryProfile": "11??????????????????????????????????", "currentBalance": "8000", "amountPastDue": "0", "dateReported": "20201228", "occupationCode": "N", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Epifi Capital", "portfolioType": "R", "accountType": "10", "openDate": "20060116", "creditLimitAmount": "500000", "highestCreditOrOriginalLoanAmount": "80000", "accountStatus": "82", "paymentRating": "4", "paymentHistoryProfile": "22??????????????????????????????????", "currentBalance": "11000", "amountPastDue": "7000", "dateReported": "20201228", "occupationCode": "N", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Mannapuram Finance", "portfolioType": "I", "accountType": "06", "openDate": "20060125", "highestCreditOrOriginalLoanAmount": "125000", "accountStatus": "71", "paymentRating": "1", "paymentHistoryProfile": "55??????????????????????????????????", "currentBalance": "20000", "amountPastDue": "16000", "dateReported": "20201228", "occupationCode": "N", "repaymentTenure": "0", "dateOfAddition": "20201028", "currencyCode": "INR", "accountHolderTypeCode": "1" } ] }, "matchResult": { "exactMatch": "Y" }, "totalCapsSummary": { "totalCapsLast7Days": "0", "totalCapsLast30Days": "0", "totalCapsLast90Days": "0", "totalCapsLast180Days": "0" }, "nonCreditCaps": { "nonCreditCapsSummary": { "nonCreditCapsLast7Days": "4", "nonCreditCapsLast30Days": "4", "nonCreditCapsLast90Days": "4", "nonCreditCapsLast180Days": "4" }, "capsApplicationDetailsArray": [ { "SubscriberName": "Bajaj finance", "FinancePurpose": "10", "capsApplicantDetails": {}, "capsOtherDetails": {}, "capsApplicantAddressDetails": {}, "capsApplicantAdditionalAddressDetails": {} }, { "SubscriberName": "Muthoot finance", "FinancePurpose": "2", "capsApplicantDetails": {}, "capsOtherDetails": {}, "capsApplicantAddressDetails": {}, "capsApplicantAdditionalAddressDetails": {} }, { "SubscriberName": "HDFC", "FinancePurpose": "8", "capsApplicantDetails": {}, "capsOtherDetails": {}, "capsApplicantAddressDetails": {}, "capsApplicantAdditionalAddressDetails": {} }, { "SubscriberName": "SBI", "FinancePurpose": "1", "capsApplicantDetails": {}, "capsOtherDetails": {}, "capsApplicantAddressDetails": {}, "capsApplicantAdditionalAddressDetails": {} } ] }, "score": { "bureauScore": "825", "bureauScoreConfidenceLevel": "H" }, "segment": {}, "caps": { "capsSummary": { "capsLast7Days": "4", "capsLast30Days": "4", "capsLast90Days": "4", "capsLast180Days": "4" }, "capsApplicationDetailsArray": [ { "SubscriberName": "Bajaj finance", "DateOfRequest": "20250709", "EnquiryReason": "10", "FinancePurpose": "10" }, { "SubscriberName": "Muthoot finance", "DateOfRequest": "20250709", "EnquiryReason": "2", "FinancePurpose": "2" }, { "SubscriberName": "HDFC", "DateOfRequest": "20250709", "EnquiryReason": "8", "FinancePurpose": "8" }, { "SubscriberName": "SBI", "DateOfRequest": "20250709", "EnquiryReason": "1", "FinancePurpose": "1" } ] } }, "vendor": "EXPERIAN" } ] }