Financial MCP Server

{ "creditReports": [ { "creditReportData": { "userMessage": { "userMessageText": "Normal Response" }, "creditProfileHeader": { "reportDate": "20240521", "reportTime": "111530" }, "currentApplication": { "currentApplicationDetails": { "enquiryReason": "0", "amountFinanced": "0", "durationOfAgreement": "0", "currentApplicantDetails": { "dateOfBirthApplicant": "19900825" } } }, "creditAccount": { "creditAccountSummary": { "account": { "creditAccountTotal": "6", "creditAccountActive": "6", "creditAccountDefault": "0", "creditAccountClosed": "0", "cadSuitFiledCurrentBalance": "0" }, "totalOutstandingBalance": { "outstandingBalanceSecured": "4300000", "outstandingBalanceSecuredPercentage": "93", "outstandingBalanceUnSecured": "302000", "outstandingBalanceUnSecuredPercentage": "7", "outstandingBalanceAll": "4602000" } }, "creditAccountDetails": [ { "subscriberName": "State Bank of India", "portfolioType": "I", "accountType": "02", "openDate": "20190410", "highestCreditOrOriginalLoanAmount": "4000000", "accountStatus": "11", "paymentRating": "1", "paymentHistoryProfile": "000000000000000000000000000000001000", "currentBalance": "3850000", "amountPastDue": "0", "dateReported": "20240501", "occupationCode": "S", "rateOfInterest": "8.75", "repaymentTenure": "240", "dateOfAddition": "20190410", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Punjab National Bank", "portfolioType": "I", "accountType": "01", "openDate": "20220720", "highestCreditOrOriginalLoanAmount": "700000", "accountStatus": "11", "paymentRating": "0", "paymentHistoryProfile": "000000000000000000000000000000000000", "currentBalance": "450000", "amountPastDue": "0", "dateReported": "20240505", "occupationCode": "S", "rateOfInterest": "9.20", "repaymentTenure": "60", "dateOfAddition": "20220720", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "ICICI Bank", "portfolioType": "R", "accountType": "10", "openDate": "20200115", "creditLimitAmount": "150000", "highestCreditOrOriginalLoanAmount": "150000", "accountStatus": "11", "paymentRating": "2", "paymentHistoryProfile": "000000000000000000000000000000010100", "currentBalance": "135000", "amountPastDue": "6500", "dateReported": "20240428", "occupationCode": "S", "rateOfInterest": "22.0", "repaymentTenure": "0", "dateOfAddition": "20200115", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "HDFC Bank", "portfolioType": "R", "accountType": "10", "openDate": "20180510", "creditLimitAmount": "100000", "highestCreditOrOriginalLoanAmount": "100000", "accountStatus": "11", "paymentRating": "1", "paymentHistoryProfile": "000000000000000000000000000000000010", "currentBalance": "92000", "amountPastDue": "4800", "dateReported": "20240429", "occupationCode": "S", "rateOfInterest": "21.5", "repaymentTenure": "0", "dateOfAddition": "20180510", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "American Express", "portfolioType": "R", "accountType": "10", "openDate": "20211101", "creditLimitAmount": "200000", "highestCreditOrOriginalLoanAmount": "200000", "accountStatus": "11", "paymentRating": "0", "paymentHistoryProfile": "000000000000000000000000000000000000", "currentBalance": "45000", "amountPastDue": "0", "dateReported": "20240502", "occupationCode": "S", "rateOfInterest": "19.0", "repaymentTenure": "0", "dateOfAddition": "20211101", "currencyCode": "INR", "accountHolderTypeCode": "1" }, { "subscriberName": "Tata Capital", "portfolioType": "I", "accountType": "06", "openDate": "20231005", "highestCreditOrOriginalLoanAmount": "80000", "accountStatus": "11", "paymentRating": "0", "paymentHistoryProfile": "000000000000000000000000000000000000", "currentBalance": "30000", "amountPastDue": "0", "dateReported": "20240504", "occupationCode": "S", "rateOfInterest": "16.0", "repaymentTenure": "12", "dateOfAddition": "20231005", "currencyCode": "INR", "accountHolderTypeCode": "1" } ] }, "matchResult": { "exactMatch": "Y" }, "totalCapsSummary": { "totalCapsLast7Days": "0", "totalCapsLast30Days": "1", "totalCapsLast90Days": "1", "totalCapsLast180Days": "2" }, "nonCreditCaps": { "nonCreditCapsSummary": { "nonCreditCapsLast7Days": "0", "nonCreditCapsLast30Days": "1", "nonCreditCapsLast90Days": "1", "nonCreditCapsLast180Days": "2" }, "capsApplicationDetailsArray": [] }, "score": { "bureauScore": "645", "bureauScoreConfidenceLevel": "M" }, "segment": {}, "caps": { "capsSummary": { "capsLast7Days": "0", "capsLast30Days": "1", "capsLast90Days": "1", "capsLast180Days": "2" }, "capsApplicationDetailsArray": [ { "SubscriberName": "Kotak Mahindra Bank", "DateOfRequest": "20240422", "EnquiryReason": "10", "FinancePurpose": "10" }, { "SubscriberName": "Fullerton India", "DateOfRequest": "20231215", "EnquiryReason": "05", "FinancePurpose": "05" } ] } }, "vendor": "EXPERIAN" } ] }