fetch_credit_report.json•4.63 kB
{
"creditReports": [
{
"creditReportData": {
"userMessage": {
"userMessageText": "Normal Response"
},
"creditProfileHeader": {
"reportDate": "20240521",
"reportTime": "114055"
},
"currentApplication": {
"currentApplicationDetails": {
"enquiryReason": "0",
"amountFinanced": "0",
"durationOfAgreement": "0",
"currentApplicantDetails": {
"dateOfBirthApplicant": "19881110"
}
}
},
"creditAccount": {
"creditAccountSummary": {
"account": {
"creditAccountTotal": "3",
"creditAccountActive": "2",
"creditAccountDefault": "0",
"creditAccountClosed": "1",
"cadSuitFiledCurrentBalance": "0"
},
"totalOutstandingBalance": {
"outstandingBalanceSecured": "0",
"outstandingBalanceSecuredPercentage": "0",
"outstandingBalanceUnSecured": "65000",
"outstandingBalanceUnSecuredPercentage": "100",
"outstandingBalanceAll": "65000"
}
},
"creditAccountDetails": [
{
"subscriberName": "HDFC Bank",
"portfolioType": "R",
"accountType": "10",
"openDate": "20180612",
"creditLimitAmount": "750000",
"highestCreditOrOriginalLoanAmount": "750000",
"accountStatus": "11",
"paymentRating": "0",
"paymentHistoryProfile": "000000000000000000000000000000000000",
"currentBalance": "25000",
"amountPastDue": "0",
"dateReported": "20240502",
"occupationCode": "S",
"rateOfInterest": "18.0",
"repaymentTenure": "0",
"dateOfAddition": "20180612",
"currencyCode": "INR",
"accountHolderTypeCode": "1"
},
{
"subscriberName": "American Express",
"portfolioType": "R",
"accountType": "10",
"openDate": "20200920",
"creditLimitAmount": "1000000",
"highestCreditOrOriginalLoanAmount": "1000000",
"accountStatus": "11",
"paymentRating": "0",
"paymentHistoryProfile": "000000000000000000000000000000000000",
"currentBalance": "40000",
"amountPastDue": "0",
"dateReported": "20240505",
"occupationCode": "S",
"rateOfInterest": "15.5",
"repaymentTenure": "0",
"dateOfAddition": "20200920",
"currencyCode": "INR",
"accountHolderTypeCode": "1"
},
{
"subscriberName": "State Bank of India",
"portfolioType": "I",
"accountType": "04",
"openDate": "20100715",
"highestCreditOrOriginalLoanAmount": "850000",
"accountStatus": "13",
"paymentRating": "0",
"paymentHistoryProfile": "000000000000000000000000000000000000",
"currentBalance": "0",
"amountPastDue": "0",
"dateReported": "20170801",
"occupationCode": "S",
"rateOfInterest": "11.25",
"repaymentTenure": "84",
"dateOfAddition": "20100715",
"currencyCode": "INR",
"accountHolderTypeCode": "1"
}
]
},
"matchResult": {
"exactMatch": "Y"
},
"totalCapsSummary": {
"totalCapsLast7Days": "0",
"totalCapsLast30Days": "0",
"totalCapsLast90Days": "0",
"totalCapsLast180Days": "0"
},
"nonCreditCaps": {
"nonCreditCapsSummary": {
"nonCreditCapsLast7Days": "0",
"nonCreditCapsLast30Days": "0",
"nonCreditCapsLast90Days": "0",
"nonCreditCapsLast180Days": "0"
},
"capsApplicationDetailsArray": []
},
"score": {
"bureauScore": "795",
"bureauScoreConfidenceLevel": "H"
},
"segment": {},
"caps": {
"capsSummary": {
"capsLast7Days": "0",
"capsLast30Days": "0",
"capsLast90Days": "0",
"capsLast180Days": "0"
},
"capsApplicationDetailsArray": []
}
},
"vendor": "EXPERIAN"
}
]
}