Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world; the description goes beyond them by explaining the real side effect profile: it only starts a request, the person completes it in WRDO, and nothing is booked until the business confirms. It does not cover link lifetime or any call preconditions, so not a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.