Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, and the description builds on that by specifying what is NOT destroyed (existing checkouts and paid orders), that the action is irreversible, and the recovery path (create a new cart). That is exactly the extra context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.