Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only supply a title, so the description carries the burden, and it does disclose a non-obvious, high-stakes trait: the api_key is returned once and must be saved. It omits other behaviorally relevant facts, such as whether duplicate handles/names fail, whether registration is idempotent, or any auth or rate constraints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.