Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered without description help. The description adds genuine semantic context — that chains are per-address and enumerated in a `chains` field — but says nothing about scoping, ordering, or what an empty result means. Decent additive value, not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.