Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the description's added details about the status enumeration and returned payload (block, gas, explorer and The Desk links) are genuine extra context. It stops short of describing behavior for an unknown or malformed tx_hash, which keeps it from a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.