Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations, so the description carries the full behavioral burden, yet it describes the nature of the listed items (paid side effects, consent rules) rather than the tool's own operation. It never says listing is a safe read-only operation, what it returns, or whether it paginates. Domain context is useful, but operation-level transparency is largely absent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.