calculate_lease_vs_buy
Lease outlay over the lease term versus buy outlay net of equity in the car at the same point, with the winning option and the net cost difference. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive lease vs buy calculator.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| msrp | Yes | Vehicle MSRP in USD. | |
| buy_rate_pct | Yes | Buy loan annual rate percent. | |
| lease_months | Yes | Lease term in months. | |
| money_factor | No | Lease money factor, for example 0.0025; default 0. | |
| residual_pct | Yes | Residual value as a percent of MSRP at lease end. | |
| buy_term_months | Yes | Buy loan term in months. | |
| buy_down_payment | No | Buy down payment in USD; default 0. | |
| lease_down_payment | No | Lease down payment in USD; default 0. | |
| lease_monthly_payment | Yes | Lease monthly payment in USD. |