calculate_college_roi
Earnings premium of a degree salary over a no degree baseline salary, both growing at the same annual raise rate, plus the net gain after degree cost, the break-even year, and the return multiple on cost. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive College ROI calculator.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| years | No | Working years to project; default 10. | |
| total_cost | Yes | Total degree cost in USD. | |
| baseline_salary | Yes | Starting yearly salary without the degree in USD. | |
| starting_salary | Yes | Starting yearly salary with the degree in USD. | |
| annual_raise_pct | No | Annual raise percent applied to both salaries; default 3. |