Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (non-read-only, non-destructive, non-idempotent, closed-world), the description adds genuinely useful behavior: quiet hours are respected even for on-sale reminders, delivery rides on an existing alert's confirmed channel, and movie dates are supplied facts rather than predictions. It does not say whether repeating calls create duplicate reminders (relevant since idempotentHint=false) or what happens when the target time has already passed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.