Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden and does meaningful work: it declares read-only behavior, token-free access, and that the response is a complete current picture rather than a delta (so no cursor/bookmark state is needed). It omits any auth requirements, rate limits, or failure behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.