Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, so all four parameters (including allowed blockchain values, wallet_type meanings, limit default, and cursor usage) are already documented in the schema. The description largely restates those same values rather than adding new semantics. Baseline 3 is appropriate when the schema does the heavy lifting.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.