Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. Beyond that the description surfaces a real capability constraint the agent must know: wallet_type availability varies by chain (solana has kol/smart/whale, bnb/base/rh have kol and smart, eth has kol only), and the window is hard-capped at 24 hours. It does not discuss auth or rate limits, but the value added over the annotations is substantive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.