Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry behavioral disclosure. It usefully explains that staked/prize games are closed for regulatory reasons, which prevents an agent from attempting them, but it does not describe what 'status' means, whether tools listed are callable names, or what the response shape looks like.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.