Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations present, the description carries the full behavioral burden. It discloses that the program is immutable, mints earnings to the wallet, is purely on-chain, requires the user to construct and sign the transaction, and involves no server. This is significant behavioral context with no annotations behind it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.